Terms and Conditions of Use

1. Foreword

Please read these Terms and Conditions carefully before using our services and website. By registering on this website or login in the player account, players accept and agree to these Terms and Conditions and the Privacy Policy. If any change is made to any of these documents, it will be accessible on the web, and will be accepted at the next visit or login.

These Terms and Conditions (hereinafter, the "Terms") are intended to regulate the use and protection of users (hereinafter, the "user", "client" or “player”) who access the services available through Clobet’s websites (hereinafter, the "services").

These terms and conditions apply to your use of the services whether accessed via website or mobile applications or other software belonging to, or licenced to Clobet Limited.

The Terms of this website are governed by these terms and conditions, in addition to the provisions of the different sections; of privacy policy, cookies policy, responsible gaming, security information and mobile APP. Additionally, the previous terms are completed with the different notices and help to the user that there is in the web.

By checking the accept terms and conditions box within the registration process, you indicate to the company that you have read, understood and accepted these Terms and Conditions which constitute a binding agreement between you and Clobet Limited.

You must carefully read these Terms and Conditions in their entirety before accepting them. If you do not agree with any provision of these Terms and Conditions, you must not use or continue to use any of the sites or software belonging to Clobet Limited.

Clobet Limited reserves the right to modify and amend this Terms and Conditions at any time. The current version is 6, updated 15 October 2020, and is valid until a new version is published on this web. You will be notified of any changes to the Terms and Conditions in advance and must re-confirm your acceptance. If You do not agree with the updated Terms and Conditions, you must stop using this site, mobile application and any other software of Clobet.

Clobet may need to change this Terms and conditions from time to time for a number of reasons (including to comply with applicable laws and regulations, and regulatory requirements). Any minor or insubstantial changes may be made at any time and you are advised to review the Terms on a regular basis for such changes.

The most up-to-date version of the terms and conditions will be available on the website. You will be notified in advance of any major changes before they take effect. You will need to reconfirm your acceptance before the changes take effect and you will not be permitted to play unless you accept the new terms and conditions, although you will be permitted to withdraw your deposits.

It is your responsibility to review these Terms and Conditions, along with the specific rules for each game. In addition to receiving a notice, you can identify if these Terms and Conditions have been modified by referring to the version number and the date of the Terms and Conditions.

If the Terms are published in any language other than English, where there is a discrepancy, the English language version will prevail.

Headings in bold used in these Terms serve as a guide to the reader and are NOT used to regulate the use of this website, the use of software or rules of the games offered.

2. Parties

By accessing the site or using the Services you are contracting with Clobet Limited (a company incorporated at the Registrar of Companies in Malta whose company number is C 90546 with registered offices at St John Street 89, Valletta, VLT 1165, Malta).

Clobet Limited provides the services to customers through the licence issued by the MGA:

• Casino games offered in Clobet Limited’s websites are licensed under license number MGA/B2C/762/2019 issued on the 02/10/2020 by the Malta Gaming Authority.

• Secondary Lotteries offered in Clobet Limited’s websites are licensed under license number MGA/B2C/762/2019 issued on the 02/10/2020 by the Malta Gaming Authority.

• Lottery menssenger services offered in Clobet Limited’s websites are licensed under license number MGA/B2C/762/2019 issued on the 02/10/2020 by the Malta Gaming Authority.

“Malta Gaming Authority” or “MGA” means the regulatory body in Malta responsible for remote gaming conducted in Malta, in accordance with the Lotteries and Other Games Act, Chapter 438 of the Laws of Malta.

Please note that all references to “Clobet”, "we", “theCompany", "us", and "our" in the Terms shall be read as referring to Clobet Limited. In the Terms and Conditions, we will refer to you as "you", "your", “player” or “customer”.

3. Licences, regulations and standards

Clobet Limited is adhered to strict rules and regulations set by independent organizations that monitor and audit the game in our systems. These organizations also review the processes and the internal procedures of the site to ensure the highest standards are maintained.

Clobet Limited is licenced, regulated and accredited by:

• The Malta Gaming Authority (MGA)

• Audit company: FACT Group Ltd

3.1 Malta Gaming Authority

Malta Gaming Authority (MGA) is an official institution whose primary mission is based on competently regulating the various sectors of the gaming industry under the Authority, ensuring fair and transparent gaming for players, preventing crime, corruption and money laundering and protecting minor and vulnerable players. All gaming operations to be carried out by Clobet Limited will be supervised and will comply with the gaming legislation issued by this official body.

Clobet Limited is continuously engaged in a process of monitoring and verification to ensure compliance with the highest safety standards, as well as ensuring that its operational structure meets all requirements of Malta Gaming Authority, as well as the Maltese and European legislation.

Our primary mission is the provision of a fair online gaming experience, guaranteeing player safety and security at all times, as well as the highest quality standards in the industry. Controlling access to our service by vulnerable individuals or underage users. Establishing measures against money laundering and providing the system with tools that make responsible gaming actions possible.

3.2 Audit company

Audit company is an organization that works towards ensuring that online gaming portals operate under a distinct code of conduct. Audit company ensures that all players are treated with fairness and that all player enquiries are handled with efficiency and accuracy.

The Maltese Gaming Commission and Audit companyhave both certified that Clobet Limited is a legitimate online gaming operator and that you as a player will be treated with fair and clean gaming at all times.

3.3 PCI-DSS compliant

Payment Card Industry Data Security Standard or PCI DSS was developed by a committee made up of the most important card (debit and credit) companies, a committee called PCI SSC (Payment Card Industry Security Standards Council) as a guide that helps organizations that process , store and / or transmit cardholder data (or card holders), to secure data, in order to avoid fraud involving debit and credit cards.

Clobet complies with the standard and is audited quarterly by a PCI Council Approved Scanning Vendor (ASV), and keeping up to date the Self-Assessment Questionnaire (SAQ), a document that merchants are required to complete every year.

4. Definitions

• "Player(s)": a registered user of the website (also referred to as "you", "your", “player” or “customer”.

• "Website": the content in the licenced domain and any subdomains or related domains you may be redirected including mobiles websites which are also operated by the Operator within the same or another domain or within the same or another brand.

• "Winnings": the return paid to the player with respect to a winning bet or in an instant win game, the prize money won by the player.

• "Winning Bet or Winning Entry": is a successful bet which is placed on the outcome of a Source Lottery into theses Website in accordance with these Terms and Conditions.

• "Bet Bonus": free bet allocated to the Player's account in accordance with specific terms of a certain promotion.

• "Syndicates": a group of individuals combined to promote some common interest.

• "Source Lottery": a lottery that is managed and organized by an operator or body other than Clobet Limited. Through this website the player bets on the result of this draw, being the one in charge of successfully carrying out the draw, determining prizes, as well as guaranteeing that the regulations in force in the country of origin of this lottery are fulfilled, exclusively the organizer of source lottery.

• "Lottery Messenger Services": in this service, the player bets directly with the organizer of the lottery draw, under the same conditions as any user who plays in the country where that draw takes place. Clobet Limited provides an official ticket from the organizer of the event, through the web platform, which will be valid to claim any prize. The rules for claiming prizes contained in this terms and conditions must be followed.

• "Bet": means the participation in the draw of the source lottery, on the result of the draw.

• "Ticket": means the participation in the draw directly with the official organizer of the lottery draw.

• "Scratchcard Bonus": the free scratch card assigned to the player's account in accordance with a certain promotion.

• "iRNG": a random number generator used by to conduct lottery-style draws.

• "User Account" or "Player Account": is the account you need to open to use these services

• "Inactive Account": means a player’s account which has not recorded any wager or deposit, for a period of 365 consecutive days or more.

• "Bet confirmed": a bet or ticket that has been correctly validated or stamped and that participates in the corresponding draw.

• "Draw completed": a draw has been held, the scrutiny has been carried out and the winners of the draw have been determined.

• "Prize Groups in Class Type A": a Prize Category where the payout to the player depends on the number of Lottofy Winning Bets and Underlying Lottery Winning Tickets in that Prize Category, as defined in the section 19.

• "Prize Groups in Class Type B": a Prize Category where the payout to the player depends on the number of Lottofy Winning Bets and Underlying Lottery Winning Tickets in that Prize Category, as defined in the section 19.

• "Prize Groups in Class Type C": a Prize Category where the payout to the player is independent from the number of Lottofy Winning Bets and Underlying Lottery Winning Tickets in that Prize Category, as defined in the section 19.

• "Prize Category" or "Prize Tier": the category relates to the amount of numbers correctly matched (including Super Numbers, Stars, Euro Numbers, Powerballs, Megaballs and/or Bonus Balls as applicable) and which result determines the Prize Category in respect of the relevant draw of a certain lottery or a related game;

• "Winning Ticket": a successfully submitted and accepted Winning Ticket for a lottery in respect of the relevant and official draw;

• "Source Lottery Operator": the organisation that organises or co-organises the Underlying Lottery.

• "Player Account": the notional account created by a Player on the Website through which the Player can place and pay Bets or receive their winnings

• "Bank Account": the bank account of a commercial credit institution provided by the Player and linked to the Player Account.

• "Your Jurisdiction": means the jurisdiction in which you are domiciled, reside or work.

• "This Agreement": means these Terms and Conditions.

5. Services offered

5.1 The services

References to the "Services" or "Gaming Services" in these Terms refer to the provision by us of the gambling servicesand instant games services.

• Gambling services:

  • Service in which you can place bets on the results of the lotteries. You must bear in mind that, in this case, you do NOT participate in a lottery and instead make a bet on the result of a lottery. You are entering into a contract with Clobet Limited, and you are NOT entering into any contract with the Source Lottery Operator. Clobet Limited provides all services exclusively in Malta.
  • Services in which you participate in the draw, with an official ticket generated by the operator of the source lottery. Clobet Limited will be in charge of generating this ticket and storing it correctly in its system. In this case, you are interacting with the service offered, so you are our customer and you must accept these terms and conditions.

• Instant games services:

  • This service consists of virtual games based on random number generators "iRNG".

5.2 Who offers the services

Using the services, you are contracting with Clobet Limited (a company incorporated at the Companies Register in Malta whose company number is C 90546 with registered offices at John Street Valletta 89, VLT 1165, Malta). Clobet Limited provides the Services here offered to customers through the licence indicated in the previous section “2. Parties”. Location: All bets placed on the outcome of lottery results take place in the territory of Malta.

5.3 Who can use the services

The opening of a player account is only permitted if, at the time of opening, the person opening the account:

• You are at least 18 years of age or if you reside in a jurisdiction where you must have a legal age of 18 or older to bet in that jurisdiction (legal age to bet), for example, (residing in a country where the age to bet is 21 years). If you are under 18, all money played will be returned and the winnings will be lost.

• Regardless of your age, if you are a citizen or resident in a country where the access or use of the website and / or the services is not illegal. Please note that you are responsible for determining if your access and / or use of the services complies with the laws in force in your jurisdiction and confirms that your use of the services is not illegal in the territory from which you access them.

• Has unlimited legal capacity.

Clobet Limited has the right to refuse to register an account from or to close your user account. In this case, previously, the money in your account will be transferred to your bank account. The contractual obligations in force at that moment will be fulfilled unless there is a problem according to these Terms.

To be a user of this website, you must have a bank account or valid credit or debit card or an alternative payment method that is approved by us and that is registered at an address in a territory that is allowed to use the services of this website.

5.4 Provision of the services

If there is no legal or contractual impediment, the Game Service that we indicate in these terms is awarded to you.

Notwithstanding the foregoing, we may suspend, remove, modify, or add to the Services from time to time with immediate effect and without prior notice. If we make a change that affects a bet that you have made, but not yet confirmed, your bet will be void and we will refund your money. When we refer in this case to a "Not confirmed" bet we are referring to the moment our insurance provider, ticket supplier or the official organizer of the draw have not confirmed to us that the bet has been correctly deposited. You can see the bet confirmation status in your user dashboard. We will not be responsible for any loss suffered by such changes.

We commit ourselves to support the measures at our disposal to comply with our responsible gambling policy. Although in the event that you deliberately avoid the protective measures implemented, we reserve the right to apply exceptional protective measures aimed at ensuring that you do not continue to deliberately harm yourself, in line with responsible gambling policy of Clobet Limited and current legislation on player protection.

6. Player account

You are only allowed to have one user account. If you try to open more than one user account, all the accounts you open can be blocked or closed. If you have more than one User Account with different names, you must notify our "Customer Service Department" immediately.

You must not use your account or the Services for any professional or commercial purpose, nor must you allow someone else to use your account. You also must not access the Services through an account of another person.

On this website you are not allowed to receive funds in your account from other users or players. Neither is it allowed to transfer funds from your account to any other user or player, nor to buy or sell accounts of other players.

6.1 Sign-up

To use the Services offered in Clobet websites, you must register and open a "User Account" or "Player Account" account. Remember that you should not register if you are in any of the countries indicated in this Terms and Conditions (prohibited countries, or that appear in the latest statements of the Financial Action Task Force or if you are a person included in the Lists of the Financial Sanctions of any country).

We currently do not accept applications to register on this website or allow the use of services from countries listed here:

• Afghanistan

• Australia

• Bahamas

• Belgium

• British Virgin Islands

• Botswana

• Bulgaria

• Cambodia

• China

• Cyprus

• Czech Republic

• Democratic People’s Republic of Korea

• Denmark

• Ethiopia

• France and its dependencies and territories including Reunion, Martinique, Guadeloupe, French Southern Territories, French Guiana, French Polynesia and New Caledonia

• Ghana

• Greece

• Hong Kong

• Iran

• Iraq

• Israel

• Italy

• Lithuania

• Malaysia

• Myanmar

• Palestinian Territory

• Serbia

• Slovakia

• Slovenia

• Spain

• Pakistan

• Panama

• Sri Lanka

• Sweden

• Syria

• Trinidad and Tobago

• Tunisia

• Turkey

• United Kingdom

• United States of America and its dependencies and territories including but not limited to American Samoa, Guam Marshall, Islands, North Mariana Islands, Puerto Rico and the Virgin Islands

• Yemen

To register correctly, you must complete the information that appears on the registration form in a complete, accurate and precise manner. It is your responsibility to ensure that the information You provide is true, complete, correct, and kept up to date.

The data that must be included in the form must be true. You must correctly enter all the mandatory information requested in the registration form, including, among others, your name, surnames, place of residence, phone number or mobile phone number, date of birth, valid email address and gender. We may also request demographic information such as zip code, preferences and interests, employer details, data / payment information, IP address, other information relevant to customers, offers and / or promotions.

Note that the first name and surname you provide should be your complete, official name, as opposed to any nicknames, and must match the name on any form of payment you use to make deposits and accept withdrawals.

Within the registration process you must accept, if you agree, the "Terms and Conditions" and "Privacy Policy" of this site. Before registering you should read them and check that you do not violate any rules of these terms. If you do not agree with this statement, you should leave this site.

When registering, you will have to indicate your username and password to log in to your account. It is your sole and exclusive responsibility to ensure that your login data remains secure. You must not reveal your login details to anyone.

Clobet Limited is not responsible for any abuse or misuse of your User Account by third parties due to your disclosure of your login data to third parties, regardless of whether such disclosure was involuntary, accidental or passive.

The player must inform Clobet Limited immediately after becoming aware that his / her payment card used in the player account is lost, blocked or stolen; the same applies to the event that passwords, PINs or other confidential information that grants third parties the possibility of unauthorized use of the payment method, have come into the hands of third parties.

6.2 Age verification and identity verification

Once you have registered, we may ask you to verify your age. In this case, and until we verify your age, you will not be able to withdraw any amount deposited in your account. In addition, until we have successfully verified your age, we can make the following decisions:

• Restrict access to your account until the age verification has been successfully completed;

• Suspend your account until positive verification of your age;

• In the event that your age is verified, and it turns out that you are not of legal age to gamble, we will return your deposits except for your winnings and close your account.

By registering and accepting the “Terms and Conditions” and the “Privacy Policy”, you agree that we have the right to make checks not only on age, but also on identity checks, credit checks, and other verification data (including verification of source of funds and source of wealth). You accept these checks and we may suspend or restrict access to your account until these checks are completed.

We can also request and you must provide additional information or documents to verify your identity, address, payment method, source of funds and wealth; when you deposit an accumulated amount of € 2,000 over a period of 180 days or when you deposit € 1,000 or more in a day.

The documents that we can request for verification of identity or source of funds and wealth include a valid photo ID document issued by your country, a utility bill, a sample payment method, a bank check, a photocopy of a credit card or a tax return, and a document showing the origin of the funds deposited in your account.

Once we have requested the documents for identity verification, we will block the withdrawal of funds until you provide us with these documents. If you do not provide them within 30 days, or the information or documents is false, misleading or uncertain, we will block your User Account and you may lose any deposit or gain.

We can provide your information data to credit institutions or authorized credit agencies to confirm your identity or the data of your payment methods. You agree that we may use this information to perform these checks.

In case we suspend your account, you must contact us to unblock your account.

6.3 Politically Exposed Person (PEP)

In the registration process, you must notify Clobet Limited, if you are a PEP. To make this communication you must send an email to support@clobet.com.

Clobet Limited will request, at any time, additional information or documentation to verify your identity, address, method of payment, source of funds and source of wealth, if any suspicious behavior is identified, or any other circumstance.

Once we have requested additional information and documents, if you do not provide them within 30 days or if they are deceptive, false or inaccurate, your User Account may be suspended, blocked or closed.

In the previous case, you may lose the funds in your account or the profits made in your account.

For your information we describe the definition of a PEP: Natural person who has developed a prominent public function that includes:

• Heads of State, Heads of Government, Ministers and Deputy and Assistant Ministers and Parliamentary Secretaries

• Members of the governing bodies of political parties

• Members of Parliament or similar legislative bodies

• Members of courts of auditors, Audit Committees or of the boards of central banks

• Members of superior, supreme and constitutional Courts or of other high-level judicial bodies whose decisions are not subject to further appeal, except in exceptional circumstances

• Members of the administrative, management or supervisory boards of State-owned enterprises

• Ambassadors, Charge D’Affaires and other high-ranking officers in the armed forces

• Anyone exercising a function equivalent to those set out in paragraphs (a) to (f) within an institution of the European Union or any other international body

• With respect to the term ‘immediate family members’ of PEPs the term shall include:

  • The spouse, or a person considered to be equivalent to a spouse

  • The children and their spouses, or persons considered to be equivalent to a spouse; and the parents.

6.4 Account details

By accessing your Clobet account, you will have access to four general sections;

My account: where you can access, among others, the summary of your winnings, the summary of your groups and you can manage your automatic renewals.

Bets: where you have access to the bets of the different games in which you participate, with information of the day of the week, week and month and with information on the state of the game and the summary of the prize per game. You also have the possibility to enter each bet to see the result of your winnings.

Balance: where you have access to information on the movements of your account and have the option to add balance and withdraw balance.

Settings: where you have access to configuration, notifications, documents and the self-control;

Configuration; where you have access to configure your access data, personal data, credit / debit cards, bank account and the option to close an account.

Notifications; where you have access to configure your notifications in the games that you want to receive information about jackpot, games available, games in which you participate and other notifications.

Documents; where you can upload information about different documents, identity card, driver's license, passport, source of income, credit card photo, bank account certificate.

Self-control; where you have access to establish; deposit limits of your account in terms of bet amounts, self-exclusion procedure, account suspension procedure and time game limit.

You must keep your account information updated. If you need assistance to access these details, please contact our Customer Service Department.

You must keep your password and all the details of your account secret and confidential. All transactions on your account will stand if your username and password have been entered correctly.

6.5 Inactive accounts and dormant accounts

An account is deemed to be “inactive” during any period in which none of following actions take place in relation to it:

• a successful deposit is made; or

• a bet or wager is placed.

If your account is inactive during at least 365 consecutive days, Clobet reserves the right to charge € 5 per month in maintenance fees provided there are funds in the inactive account. These fees may be reimbursable if Clobet Limited considers that there are justified reasons or if inactivity was due to health reasons.

You can "reactivate" your account by:

• making a successful deposit; or

• placing a bet.

If you do not access your account (with a real money balance) for 30 months, your account becomes dormant and if we have been unable to contact you and in accordance with applicable law, we will stop to charge you the monthly inactivity fee and refund your account balance. In the event that we can't satisfactory located you, we will transfer this balance to MGA. In this case, your player account will not be closed and you can reactivate it at any time.

Clobet will notify the Player once their account is deemed as inactive unless 30 days before to be considered as inactive account. Users wishing to recover funds held in inactive accounts, dormant, closed, blocked, suspended or otherwise excluded accounts, should contact our Customer Service Department via the following email: support@lottofy.com

6.6 Breach of Terms, penalties and account cancelation

Clobet Limited may at its sole discretion suspend, block or close your player account, at any time and for any reason.

If we do the above, in case the suspension or blocking is final or when we close your account, we will void your pending bets and we will refund the amounts of your account once that we deduct all the expenses to which we may have the right to deduct.

Regardless of the foregoing, we have the right to retain part or the total balance of your player account to recover the returned payments, bonuses or promotions you have obtained in your player account (Only for those bonuses and promotions that have not been successfully acquired by the player, according to the rules of application of the bonus or promotion established), expenses incurred or fines or penalties received by any reason, when any of the following events occur:

• That you have breached any of the requirements indicated in the sections:

  • Who can use the services

  • Verification of age and identity

  • Politically Exposed Person (PEP)

• That you have provided false information in your bank account

• That you have used cards or means of payment that are not your property, stolen or lost

• That you have used your player account on behalf of another person or for the benefit of another person or have supplanted the identity of another person

• If we reasonably believe that you have breached any provision contained in these Terms;

• If it is ruined or there is a negative credit report

• If you have used your player account for non-private purposes, such as professional, commercial or commercial distribution purposes

• If you have deposited funds that come from illegal, illicit or criminal activities or have carried out any fraudulent or criminal activity

• If you have infringed any term of those indicated in the “Software” section or if you have taken advantage of any error, or unfairly of any promotion, offer or bonus

• If you have used some kind of intelligence, robot or software not allowed

• If requested by any regulatory authority, judicial authority or police or tax authority or in compliance with any law

• If you have accessed these services through a jurisdiction that does not allow them to be used

• If you have not satisfied in your jurisdiction any tax related to your earnings on this website

• If you have violated any of the clauses indicated in the sections: “Money laundering and financing of terrorism” or “Intellectual property rights”

• If you have breached any of the clauses indicated in the section “Your obligations as a user”.

In the event that we suspect that you have breached any provision of these Terms, we will take immediate action to clarify the suspicions by provisionally suspending your account. If 30 days have elapsed since the suspension and the cause of the suspicion has not been resolved, because you have not provided the necessary documents or complied with our requirements, we may suspend or close your Player Account on the terms set out above.

6.7 Account closure / account suspension

If you wish to close your account, you may do so at any time by contacting our Customer Service Department via email. If you close your account, the company will return all funds from your account subject to the terms established with respect to withdrawals and subject to these terms and conditions.

Prior to closing an account, if the balance of the account is negative it will be due and payable immediately, and your account will not be closed until the corresponding amount owed to us is paid in full. In the event that a bet has been successfully placed and payment for that bet is subsequently chargeback, Clobet Limited reserves the right to act as follows:

• If bet is not confirmed at time of chargeback, the corresponding bet will be cancelled.
• If bet at time of chargeback is confirmed. The bet will remain valid, and the player will have an outstanding debt to Clobet Limited Your account may not be closed until this debt is paid in full.

Clobet Limited reserves the right to close your User Account without any obligation to declare a reason or notify you in advance and may reimburse you for the funds available and subject to the deduction of the relevant withdrawal charges and without prejudice to what is indicated in section “Breach of Terms, penalties and account cancelation”

Please note that If you wish to close your account because you believe you have problems controlling your bets, you should consult our responsible gaming resources.

7. Player finances

Clobet Limited is not a financial institution and thus should not be treated as a such. Your User Account will not accrue any interest for the amounts deposited or accumulated on the account.

7.1 Deposits

You can bet with the amount of funds deposited in your account, and you can also make the payment directly with payment methods in real time, such as credit card. You can deposit funds in your user account by clicking on "Add balance" in the "My balance" section. To add balance, you can use any of the deposit methods specified in the "Add balance" section. In this section you can see the details about time and rates for the payment methods used. Usually, your deposits will be available within 24 working hours from the moment that Clobet Limited receives the money in their accounts.

We can cancel any bet or bet attempt, even if the bet is accepted, when the account did not have enough funds to cover the bet.

You authorize us to deduct the money from your player account to pay for services when you request them or for any administrative charge under these Terms.

You cannot deposit funds that originate from an illegal activity. In case you do the above you will lose any funds deposited and your profits.

We can determine different minimum and maximum amounts for deposits, although in general terms there will not be a maximum deposit limit. We may also use procedures to verify your identity and carry out the Know Your Customer ("KYC") procedures when making deposits to your account.

You may not deposit with a card or other payment method that is not in the name you used when registering your user account. Not even if you have received permission from that other person. You may not deposit with a payment method you own into another User's account.

Depending on the payment method used, deposits may incur third-party processing charges or fees or currency exchange rates. You agree that we will be entitled to deduct the amount of these fees from your user account.

At any time, we can compensate any positive balance in your user account against any amount you owe us.

The exchange rate used by Clobet Limited, or by a payment service provider shall be determined at the time of the transaction. The exchange premiums and / or the transaction fees will be paid by you.

When making a payment by transfer, you must indicate your customer number that will be shown when you make the transfer notice in the "Add balance" section within "My balance".

You have the option to subscribe to place your automatic bets. In this case we will make the charges of the bets in your customer account. If you wish to cancel a subscription you must send us an email request at least 48 hours before the end of the respective subscription period.

When making certain deposits, we may request the information indicated in section “Age verification and identity verification” to verify your identity.

7.2 Winnings

All winnings are shown in the player's account. Winnings are calculated for each bet or ticket made, in the original currency of the Source Lottery, and credited in the player account in the currency of Euro (Reference currency). The exchange rate used is the reference rate of the European Central Bank applicable as published on www.xe.comon the date of the concerning Draw.

The winnings are shown in the "My balance" section within your player account. Users are prohibited from transferring funds or winnings to other users through player accounts.

All winnings in respect of successful bets will be paid in accordance with the following provisions, subject to the terms set out in the "Withdrawals" section:

• In the case of the winnings of Tier Prizes class 1st-2nd-3rd the player must provide, within 20 days following the date of the draw, the following documents:

  • Original printed certified copy of your valid passport

  • Certificate of your regulated banking entity (printed and original) with number account in which you are the holder

  • The player must send Clobet Limited a “Winner's Statement” (printed, original, complete and correctly filled in) that will be provided by the company.

  • Any other document that is required by Clobet Limited to comply with the established KYC procedure.

• Clobet Limited will pay the player the amount of his winnings within 10 days of the date the company receives the amount of the player's winnings from the insurer or the Source Lottery Operator.

• For the rest of the Class 4 prizes onwards, the winnings obtained by the player, will be entered in the player's account balance and may be withdrawn as established in the following section on “Withdrawals”.

If the player does not provide the above information and documents within the indicated deadlines, or, if the player lies or falsifies any data reflected in any of the registration forms, the player will lose any right over his winnings.

Provided that Clobet Limited makes reasonable efforts to obtain the funds for major prizes, the player accepts and agrees that payment of the prize may be delayed until Clobet Limited receives the appropriate funds or until the company conducts appropriate legal actions in the appropriate courts effectively recovering the uncollected funds. The balance of the account of the participant in the game, does not generate interest or have trusts, nor is subject to protection mechanisms in case of bankruptcy.

In the event that Clobet Limited considers that a player is deliberately attempting to make a deposit withdrawal in order to save bank charges on such transactions and thereby create a financial loss for Clobet Limited, we reserve the right to charge such bank charges in order to avoid any damage to Clobet Limited arising from such transactions.

The player must immediately verify if the winnings, taxes or other charges must be paid after knowing the amount of winnings in his player account. In the event that Clobet Limited has to pay taxes, duties or tariffs directly to those authorized by a country with respect to a player's winnings, Clobet will be entitled to deduct them from the player's account or re-amount that amount to the player.

If Clobet Limited erroneously credits your user account for funds that do not belong to you, as a result of human, technical or other error, the amount will remain the property of Clobet Limited, and will be deducted from your account. If you withdraw funds that do not belong to you, you will have a debt to us that you must return to us.

Clobet Limited has the right to bill your winnings against any debt you have with us, return, retrocession or non-payment.

7.3 Withdrawals

All withdrawals will be processed to the account from which the deposits were made and can only be made in the name of the registered account from which the deposits were made.

To request a withdrawal, you must access the section "Withdraw balance" in the section "My balance", and indicate the amount, IBAN or account number, Passport and you must indicate the password of your player account. If there are sufficient funds in your account to withdraw and your withdrawal request meets the minimum withdrawal limit, and what is indicated in this section, the withdrawal will normally be processed within five (5) business days.

Prior to remitting funds of your winnings, we can take a reasonable time to:

1. Verify your User´s registration;

2. Verify the reproduction of a game by your User Account;

3. Conduct security procedures and other internal Know Your Customer (KYC) procedures in relation to your User´s Account; and

4. Make sure that the rules have been met.

Clobet Limited may request you to provide additional information or documents to verify your identity, address, payment method, source of funds and source of wealth, before paying a Grand Prize, or other important prizes. We may also request such information for minor prize at the discretion of the Company. Depending on the amount to be withdrawn, such documents may include a photo or passport identification, a utility bill, a payment document, a bank statement, a tax return, or limited photocopies (The CVV / CVV2 number on the credit or debit card must not be visible on the copy) of a debit / credit card.

Once the request for documents is made, withdrawals will be blocked until the documents are received to the satisfaction of the Company. If the requested documents are not provided within 30 days or they turn out to be false or misleading, your user account may be blocked or closed and you will lose any money deposited or won.

The minimum withdrawal limits are available in the "Withdraw Balance" section. The minimum to withdraw is € 20. These limits do not apply if you are closing your account or withdrawing all of your account balance and this balance corresponds to your winnings and not to deposits.

The method by which we transfer withdrawn amounts out of your account may vary depending on the size of the transaction. Any third-party bank and payment processing charges and fees incurred are borne by you and we are entitled to debit your account accordingly. That also applies to foreign currency rates.

Suspicious transactions and withdrawal requests are reported immediately and without prior notice to the corresponding authorities as established in international money laundering and terrorist financing regulations.

Promotional money transferred to your account at Lottofy.com, you can only be used to purchase on the Lottofy website, and it cannot be withdrawn.

Withdrawal notices cannot be made by phone or email. They can only be done on the website.

7.4 Currencies and Exchange Rates

The deposits, bets and other payout, will be in Euros (EUR).

If any deposit, bet or payout of winnings involving an exchange in currency, the applicable rate of exchange will be the same exchange rate that is imposed on us by our bank at the time of the relevant deposit, bet, payout of winnings or otherwise

We can pay the winnings in the currency that you used to make deposits in your account, in Euros (EUR) or in the currency used by Source Lottery.

7.5 No refunds

Once you click on “Buy,” all sales are final as entries are applied instantly. You waive any form of cancellations, refunds, returns or changes after any purchase, without exception.

7.6 Player protection

Clobet Limited supports responsible gaming. We recommend that you read this section and the section "Responsible Gaming". In addition, we have links to one or more organizations that help aid persons who have problem with addiction or gambling issues.

You can voluntarily exclude yourself from bets on the site for a period of time or indefinitely by using the function on the site or by sending an email to our Customer Service Department: support@lottofy.com

A request to increase a self-exclusion period will take effect immediately. A request to decrease or revoke a self-exclusion period will become effective 24 hours after receipt of the application when the exclusion was for a defined period, and 7 days when the exclusion was for an indefinite period.

A suspended player can successfully sing up, but cannot place any bets or participate in the games.

At any time, you can set a maximum amount for deposits and bets that you can make in a certain period of time, whether for the current day, week or month. If your player´s account has a credit balance that exceeds the maximum limit you have set, Clobet Limited can pay the difference to your bank account.

You can at any time change the limit of your account. Decreasing the limit will have immediate effect. However, the increase in the limit will become effective after 24 hours from the request.

You can set a limit on the losses that you can incur within a specific period of time. Once you have reached that loss limit, you will not be able to continue playing until the period you have set for that limit has elapsed.

With the purpose of protecting the player Clobet Limited will offers players the possibility of requesting an alert at certain intervals of time for those games that are offered in real time. Such alert:

• Is available to suspend play.

• Clearly indicates for how long the player has been playing.

• Clearly displays the player's winnings and losses during such period of time.

• Requires the player to confirm that the message was read.

• Gives the option to a player to either end the session or resume playing.

8. Bets and wagers

Before place one or several bets, we advise you to read all the information that is available on this website, “Terms and Conditions”, “Privacy Policy”, and especially, “Responsible Gaming” so that you are sure of the risks involved in gambling.

8.1 Placing bets / wagers

To place one or more bets, the User must be correctly registered as indicated in the section “Player account”, deposit correctly as indicated in section “Player finances” and comply with the rest of norms of these Terms. We remind you that once registered correctly you must comply, among other requirements, with the following:

• You must provide the documentation that we request about age and identity.

• You can only have one user account, and you must only make payments with payment methods in your own name.

• Your user account must not be suspended or blocked for any reason.

• The funds that you contribute to your account must have a legal origin.

• You must have paid adequately all taxes owed on the earnings already received.

• You must comply especially with what we indicated for section “Sign-up” and “Age verification and identity verification”.

You must place a bet for each virtual ticket. There are games in which it is necessary to place at least two bets. You cannot modify or cancel it once the bet is made. You can participate, depending on the game, in “Individual Ticket”, “Betting Fund”, “Syndicate” or “User Groups”.

In addition to choosing bets, you must choose:

• You must choose the day you want to participate in the draw (for example, Monday, Tuesday, Wednesday, Thursday ... or weekly).

• You must choose how many weeks you participate.

• You must choose if you want to subscribe to the "Automatic renewal".

What is the "Automatic Renewal”?

• When you activate the "Automatic Renewal" when making your purchases, or from the cart, you automatically subscribe to the purchase you have made, so you don't miss out on a draw.

• As long as you have an active subscription to the draw, every Monday we will send you an email with the details of your subscriptions for that week, and you will also be charged with the amount of your bets.

• You can manage and cancel your subscriptions at any time from your user dashboard.

• If you check the option "Play random numbers in subsequent draws", each time the subscription is renewed, a random combination will be generated with the same type of bet and number of bets that you have chosen.

• Once the game interval has ended, bets will be extended to the next interval.

• If you want to finish the "Automatic Renewal" you must request the completion of the "Automatic Renewal" at least 24 hours before the new game period, from your User Panel.

Bets can only be placed before the deadline. The deadline for each draw is shown in the corresponding form of each draw.

If the lottery draws on which a bet is based is not carried out for any reason, or if the lottery organizer does not publish the result of a draw, all valid bets of the player for that draw will be apply to the following draw of same game.

8.2 Bets / wagers confirmation

Clobet Limited has the right to cancel a bet at any time (as long as the bet is not confirmed) if:

• The draw has been canceled by the respective organizer or a corresponding co-organizer;

• A technical and / or human error or unauthorized interference has been found in the lottery organizer or in the technical process of the Clobet systems

• The player has infringed any of the rules set forth in these Terms

• The payment of the bet has been rejected, returned, or does not comply with these Terms

• We can reject all or part of any participation in the services offered here, in our sole and absolute discretion.

In the event that a bet has been canceled, any winning rights will be canceled.

Clobet Limited confirms receipt of a bet or wagers by sending an email to the player's email. The sending of an email with bet receipt does not mean that the bet has been accepted by Clobet Limited, it only means that the bet has been received. The Confirmation that a bet has been accepted by Clobet Limited is only made when the bet has been accepted by our servers with a unique transaction code and the bet is marked with the State (Confirmed “yes”) in "My Bets" section in the account player. If you are not sure if your bet is valid see the section "My bets" or Contact us.

Save in respect of our negligence or fraud, and subject to your rights as set out in the Terms, should a dispute arise between us, you agree that the "our transaction code" log database will be determinative.

If Clobet Limited does not accept a bet before the deadline indicated on the website, or once accepted a bet rejects it (before the bet is confirmed), the Company will reimburse the player for any amount paid. At any time, the Player can check the status of the processing of their bets in the "My Bets" section and in the "My balance" section within their player account.

If Clobet Limited cancels a bet, the purchase will be refunded in full to the player's account provided there is no suspicion that it requires the closure or suspension of the player's account.

Amounts deposited into your account will be allocated to the purchases in the order that the applicable bets are placed.

Notwithstanding the foregoing, if your bet or wagers has been paid through a debit / credit card, that bet will not be valid until Clobet Limited receives the payment in your account at the bank. If the payment has not been received before the start of the corresponding draw or the payment has been returned or rejected, the bet will be automatically voided and any related winnings will be void.

8.3 Offers and promotions

Clobet Limited can provide you with offers, rewards or promotions on the price of the bet or wagers, as indicated in section “Rewards and promotional policy” of these Terms.

9. Use of the web

As we have already indicated in “Sign-up” section, the information on this website is only for your private and non-professional use without commercial distribution or exploitation, nor to register on behalf of another person.

When using this website, be aware that your computer equipment or mobile device and your Internet connection, including the type and version of the browser you use to connect, may affect the performance or functioning of the website.

As a consequence of the foregoing, we accept no responsibility for faults or problems and therefore we do not promise that the website will operate without failures, errors or inaccuracies or that the services are provided without interruption. The website may contain errors or inaccuracies or obsolete information.

You are not authorized to misuse the site through viruses, trojans, worms or other malicious or harmful material. Clobet Limited will not be liable to the player for inappropriate use of the website or damage caused by malicious software (denial of service attacks, viruses or other harmful material that may infect your computer equipment, software or other material).

As we indicated in “Our intellectual property rights” section, the contents of this website (including these Terms), are protected by copyright and intellectual property rights. However, the above, you can print and download extracts for your personal use provided that:

• Do not modify the documents or information

• Specify the source where you obtained them

• Do not separate information that, due to its content, must go along with the graphic that accompanies it

9.1 Software

In order to use the services offered on this website, you may have to download software provided by us or by third parties unrelated to this Service. Just as you must read and accept our Terms and Privacy Policy to use this website, you must read and accept the Terms and Privacy of third-party software in order to use it.

Please note that we do not accept any responsibility for any third-party software.

You can only use the software provided by us to use the services offered here, at your own risk and with certain conditions that we detail below:

• If there is any communication error when making the payment, or in connection with the settlement of accounts, we will not be liable to you or to third parties in relation to such errors.

• The use of the software does not grant you the ownership of any intellectual property right over it or any part of it.

• In the event that the software contains confidential information you have no right to use or disclose that information except in accordance with these Terms.

• You must not misuse the software, and in particular, must not access without authorization, damage or interrupt the website or attack our website through a denial of service attack.

• In case you are aware of a possible error or incomplete status in the Software, the website or any promotion, you agree to refrain from taking advantage of this error and to immediately report us of any error or inaccuracy.

• You are not allowed to install the Software on a server or other storage device, network or public or local connection.

• You are not allowed to apply any engineering of any kind to modify or discover the source code, or to create derivative works or simply to use the services offered on this website.

We monitor the traffic of our website, in addition we perform the verification of all connections, connection IP and origin of the connection. In the event that we detect you are performing any activity not permitted as an automated activity or activity with a robot or simply manual activity to perform checks on cards or payment methods, we can block your access in such cases.

9.2 Content, products or services from third parties

As we indicated in section for software provided by third parties, if you use content, services or products provided by third parties through this website, you must read and accept its Terms and its Privacy Policy before accessing it.

Please note that we do not accept any responsibility for the content, products or services of third parties that you may access through this website.

If we provide you with a link to third-party websites or resources, we do so only for your information. Logically we have no control and therefore we assume no responsibility or approve the content, products or services of such third parties.

9.3 Errors solutions

From Clobet Limited we do our best not to make mistakes. However, it is possible that we can commit them. Next, we list as an example some mistakes that we can make and the solution we give them:

• We can post incorrect prices, incorrect discounts, incorrect prizes or incorrect prize distribution;

• We have accepted, by human or technical error, bets outside the deadline to accept them;

• We have added, by human or technical error, bets to your account that have not been well calculated or not well established;

• The amounts paid to your account for prizes have been miscalculated;

• We have transferred, for any reason, any amount to an incorrect account or an incorrect amount to a correct account;

• We have not correctly made an Automatic Renewal due to an error in the price charge or due to an error in the Renewal;

• We have made a payment that does not correspond to your bets;

• You have made a payment and a connection failure is not reflected in your account;

• We have sent you an email with your bets incorrectly or with incorrect information, or we have not sent you an email that you expected; Y

• Any other mistake we may make.

In the above cases, the solution we can give you is the following:

We can correct the error and restore the correct bet. If this is not possible, the money will be returned to your player account.

• We can correct the error and restore the correct prize.

• We can void the bet and return the money of the bet amount.

• If the mistake is to admit bets outside the deadline, we can pass this bet to the next draw or event within the same game.

• If the error is due to a poorly executed transfer, it will be done correctly and, if necessary, collaboration will be requested to solve the problem.

• If the error refers to the Automatic Renewal, the error will be corrected if the draw or event has not ended. Otherwise, it will be rectified for the next draw or event.

• If the error refers to a collection or payment, it will be rectified as soon as possible.

• If the error is due to a connection failure, an attempt will be made to solve it before the draw or event. If this is not possible, we can pass the bet to the next raffle or event.

• If the error refers to a bad email sent or not sent, the error will be corrected again.

• The solution to any other error is as fair and correct as possible.

9.4 Exceptional Circumstances in the Use of Lottofy

Below we list a series of exceptional circumstances (non-limiting classification) that have the consequence that we cancel or declare void your bets, without prejudice to other causes indicated above:

• The result of the game, draw or event has been affected, in any way, by cheating, swindling or criminal activity;

• You or persons related to you have influenced, in any way, the outcome of the game, draw or event;

• You or persons related to you have violated any provision of these Terms.

• You have made any refund in the payment or have made any payment with fraudulent methods or with cards that are not yours.

• If you make false accusations about any bet placed on the website owned by Clobet limited Clobet Limited to any competent authority and these accusations are declared false or non-existent by a competent judicial court.

• Purchases were accepted when the site had errors, system failures, interruptions, force majeure or any other event without which the purchases would not have been accepted.

Below we list a series of exceptional circumstances (non-limiting classification), for which we reserve the right to withhold the amounts of the account and to take criminal action against any user or against any person:

• When the use of unauthorized software on the site is discovered;

• When the use of some type of engineering is discovered to influence the site;

• When any activity performed by the user is discovered to influence the site;

• When any illegal activity is discovered in card payments, accounts or any other form of payment.

10. Our liability

Clobet Limited takes appropriate measures to ensure that this website and the services offered on it are continuously and securely available to the player. However, you are participating in the games and services at your own risk. Clobet Limited does not guarantee that its services will continue to function without any technical, legal or contractual interruption.

You have certain rights and may exercise such legal actions, as you deem appropriate, if we violate any of those rights, in accordance with the application of these Terms and Conditions. Nothing that we indicate in these Terms is intended to affect those legal rights that you have.

Subject to what is indicated in above section, our liability will not exceed at any time;

• With respect or your Winnings, those obtained by your successful bets with the maximums indicated in Appendix I of Winnings.

• With respect to any other liability that we may have, the liability will not exceed the amount of the amount you bet, up to a maximum of 500 euros regardless of the cause of the actions (whether extracontractual liability, contract, or breach of a guarantee or other cause of liability).

• In the case of or in connection with the use of the Software, our maximum liability shall not exceed 100 euros.

Notwithstanding the foregoing, our directors, legal representatives, partners, employees and service providers are not responsible for:

• That the Software or the site is suitable for its purpose

• That the Software and the sites are free of errors or inaccuracies

• There are interruptions in the service provided

• Loss of profits

• Of data loss

• Of loss of income

• Of indirect losses, expenses or damages arising as a result of participation in the games or the use of this website

• Of loss of reputation or goodwill

• Unpredictable losses

• For delays, losses, errors or omissions in or made by the postal or other delivery service or by the banking system

• For the refusal to sell a Bet or Win Game to any person or to allow any person to place a Bet or play a Win Game

• For any losses caused to Players including misuse or unauthorized use of Passwords, money lost by placing Bets or playing Instant Win Games and failure or malfunction of the equipment or technology of the relevant Player or their Internet service provider.

11. Anti-money laundering reporting

From Clobet Limited we will review all suspicious transactions and we can make the verifications that we need or that we require third parties or regulatory bodies, in order to confirm the veracity of the identity of the player and the legal origin of the money deposited.

From Clobet Limited will inform the relevant authorities of Malta about any suspicious transactions of money laundering or terrorist financing.

In case of you carry out a suspicious transaction, we will request information about the veracity of your identity, the origin of the deposited funds and the accounts of the destinations of your winnings.

From Clobet Limited we reserve the right to suspend, block or close your user account to comply with the laws of Malta and the EEC, on money laundering and terrorist financing.

12. Your obligations as user

Declaration and Warranties. You declare and confirm the following to us:

• You are over the age of 18 or the legal age to bet according to the laws of the jurisdiction applicable to you.
• You have unlimited legal capacity and do not listed on any list of excluded persons.
• You have opened only one player account as set out in section 3.4 and your account is not temporarily suspended at the time of submission of the bet.
• You are neither manager, officer or employee (or family member) nor a contractor of Clobet Limited.
• All the information provided you to us during registration process or at a later time is true, current, accurate and complete. Especially the name on the cards or other forms of payment and collection exactly match your registration data. Any change on such information must notify us immediately by sending an email to support@lottofy.com.
• It is your responsibility to investigate and verify that by participating in the Games, does not violate any law or regulations of jurisdiction that applies to you.
• You are not based in any blocked country listed on our website and / or any country that is included in the list of countries sanctioned by the FATF, the UN, or the European Union.
• You participate in the games on your own behalf and not on behalf of any other person or player and do so only on a personal and non-professional capacity.
• You confirm to us that the money you deposit in your Player Account has NOT been obtained from illegal or unlawful activity and that you will not use these Services as a money transfer system.
• With respect to any type of winnings you receive from Clobet Limited, you are solely responsible for registering, rendering, reporting or paying accounts to any governmental, fiscal or other authority, for any tax or other levy that may be payable under applicable laws.
• You should be courteous to other users and to the employees of Clobet Limited, avoiding making rude, harsh, or impolite comments, and will not damage our reputation nor the reputation of other users.
• By participating in the games, you must not engage in any fraudulent or other illegal activity and you must NOT use any artificial intelligence which includes but is not limited "robots" or hardware or software devices or any assisted technique or method. All the actions you make on this website must be executed by you without using the aforementioned tools or any other tool. If you fail to comply with the above, you will lose all the funds contributed to your account and any profit to which you may be entitled.
• You must comply with all the rules of the games.
• If you are aware of a possible error or incomplete status in the Software, the promotions or the Site, you agree to refrain from taking advantage of such error. You must also inform us of any error or inaccuracy in the web.
• You understand that Clobet Limited has the right to terminate, change or modify any game or event offered on Lottofy.com or refuse any purchase that you may make.
• When you make a payment for any Service, you agree that you will not make or attempt any refund, denial or revocation of the charge in your account, card or any other means of payment. You also agree that any expenses (including taxes and penalties) that we may have as a result of this will be paid by you.

13. Rewards and promotional policy

Clobet Limited can provide you with a bonus offer in the form of promotion, free entry to the games, promotional activities or any other discount or reduction in the price at any time and at the discretion of the Company.

All these offers are limited to one per person, address, telephone, email address, credit or debit card or other payment method, or registration IP.

These offers only apply to customers who have made a real deposit of money in their player account and may consist of a reward for performing an action as may be, by way of non-limiting example:

• Welcome bonus for registering;

• First purchase bonus;

• Bonus for inviting another new customer not previously registered and without family relationship, address, telephone, means of payment or IP;

• Bonus for carrying out a specific action in a social network in favor of Lottofy;

• Other Bonds at the discretion of Clobet Limited;

Clobet Limited reserves the right to cancel any offer or promotional program at any time and at the sole discretion of the Company.

When a customer infringes any term of an offer or promotion or there is evidence that the customer has obtained a Bonus by deception or inaccuracy in the registration data or any other form of unfair use, we can cancel at our absolute discretion the Bonus offer or promotion and we can cancel the free payment and bets financed with the bonus, offer or promotion, as well as, charge an administrative cost to the client up to the value of the bonus, offer or promotion.

13.1 Bonuses

Clobet Limited may, from time to time, offer promotions and/or competitions which are governed by separate terms and conditions. Any bonuses or special gifts credited to Your Account must be used in adherence with such terms and conditions, the promotion- or competition- specific terms and conditions shall prevail.

In the event and to the extent of a conflict between these Terms and Conditions and the promotion- or competition- specific terms and conditions, the promotion- or competition specific terms and conditions shall prevail.

Deposit bonus, is commonly see in welcome offers for new customers. When using a deposit bonus your deposit will be multiplied with a certain percentage up to a certain amount. For example, if you deposit €20 using a 50% deposit bonus you will be given an extra €10, leaving you with a total of €30 to use on any of the games offered on Clobet Limited.

Free Loto bets, is a promotion that lets you play one line on a lottery of your choice, with the possibility to win prizes including the Jackpot, for free. Using a free bet is identical to purchasing a line using your own lotto balance, thus no differences in the outcome of a draw nor on the payout. A new customer not previously registered can only get a maximum of one free bet.

Free Spins, is a casino promotion in welcome offers for new customers.

Discount, a discount means a change in the price of the lotteries that gives you the possibility to buy lines for a lottery draw at a discounted price. This percentage can be defined depending on the promotion or bonus.

Balance deposit for an action or event, it is possible to get a balance deposit for taking some action such as to invite a new client that is not previously registered, or by carrying out a specific action in a social network in favor of Clobet, or for a specific event such as for the birthday, or other actions or event at the discretion of Clobet Limited.

Players can benefit from bonuses only when they are active and provided they meet the necessary premises to obtain the bonus.

13.2 Right to Rescind

Clobet Limited reserves the right to rescind any promotion, bonus or special offer at any time. Clobet Limited reserves the right to limit withdrawals from any bonus scheme as outlined in this Term and Conditions. In addition, Clobet limited reserves the right to limit withdraw from any bonus scheme to 50 € for players who have not made a deposit since the opening of their accounts.

If you have made legitimate use of a bonus and have successfully passed the bonus or promotion unlocking requirements, the amount resulting after unlocking the bonus or promotion requirements may be used to continue betting on the website or you may request the withdrawal of funds that you deem appropriate, with the limitations established in this clause.

1. When using bonus money, you have to complete the wagering requirements in order to make any cash outs of the bonus or winnings by bets using bonus money.

2. If not stated otherwise each offer is valid only during the date it was originally sent.

3. Individual offers can have different terms, in this case such information shall be made available to the player.

4. Where there is a reasonable suspicion that the account holder has committed or attempted to commit a bonus abuse, either on their own or as part of a group, Clobet Limited reserves the right to: forfeit the bonus allocated to the account holder and any winnings from that bonus, revoke, deny, or withdraw a bonus offer from the account holder, block an access to particular products, exclude the account holder from any future promotional offers and terminate the account holder’s account with immediate effect.

14. Our intellectual property rights

All designs, graphics, images, information, texts, animations, videos, sounds, domain names, computer applications, sites, databases, codes, interfaces and logos among others and their rights, are property of Clobet Limited or its licensors. These are the intellectual property of the Company and are protected by the laws of copyright, intellectual property rights and trademarks, and You may only use them for your personal use in accordance with these Terms and Conditions and applicable laws.

You may only use them for your personal use in accordance with these Terms and Conditions and applicable laws. This private authorization does NOT include the assignment to third parties of the information reproduced, nor the storage or use in a server connected to the internet or to a local network.

You will need prior authorization from Clobet Limited to use or display any of your trade names, logos, trademarks, or any information that is located on the site, other than for private use or use contemplated in these Terms and Conditions.

Notwithstanding the foregoing, Clobet Limited does NOT grant any other licence or authorization to use any of its industrial or intellectual property rights. In particular, it does NOT grant any authorization for commercial use or for commercial advertising purposes of the content of the published information. Any total or partial reproduction, copying, distribution or publication of the content, information, designs, images, animations, videos, sounds, applications, databases, codes, trademarks or logos published by Clobet, without prior written authorization from Clobet Limited, it is forbidden. What is established in this paragraph and in the following will not suppose, in any case, the assumption of any responsibility, on the part of Clobet Limited or, in any case, will give right of indemnification for users or third persons.

Other products, names, logos referenced in this site may be trademarks and service marks of other companies and their exclusive property. Without the written consent of the owners, trademarks and service marks cannot be used publicly.

The content, material, information or comments that you contribute to this website will be considered as non-confidential and we have the right to use, copy or disclose to third parties for any legitimate purpose. We also have the right to disclose your identity to any third party that claims user content that you have contributed to this site and violates the intellectual property rights or privacy of that third party.

15. Complaints, disputes, jurisdiction and regulation

If you have any reason to complain about something, please contact our Customer Service Department as indicated on the Company's Site at support@lottofy.com or you can call by telephone at +356 2778 2748. We will treat your complaint and all disputes as soon as possible.

Clobet Limited will make every effort to promptly resolve a notified matter. The company shall reply to the player complaint within 24 hours after the reception, when the day of receipt is a business day. If the day of receipt is not a working day, the response period will extend up to 24 hours after the first working day.

If You disagree with a final decision of the Company in respect to Your claim and/or dispute and would like to dispute it, you can refer the dispute to a registered Alternative Dispute Resolution (ADR) entity listed on our website after you have exhausted the Company’s complaint procedure.

Approved ADR Entity: Pardee Consulta Online Dispute Resolution Form

If you do not agree with our final decision regarding your claim and / or dispute and would like to challenge it, to the extent that it relates to any act by us under our online gambling licence of Malta, you can file your claim and / or dispute after receiving our final decision to MGA with contact information as follows:

Malta Gaming Authority (MGA)

Building SCM 02-03, Level 4, SmartCity Malta, Ricasoli SCM1001, Malta

Telephone Number: +356 2546 9000

Email: support.mga@mga.org.mt

Contracts between Clobet Limited and the player are governed by the laws of Malta, and submit to the jurisdiction of the Maltese courts, excluding the UN Sales Convention. The statutory rules limiting the choice of law and the applicability of mandatory provisions, in particular of the state in which the user as a consumer has his habitual residence, remain unaffected.

Internet gambling may be illegal in some jurisdictions, or its legality may be doubtful. Clobet Limited cannot provide legal advice, assurances or guarantees as to the legality of the use of its services in the jurisdictions in which the players reside or are located.

Clobet Limited reserves the right to assign or otherwise transfer this Agreement without the need to obtain your consent. You shall not assign or otherwise transfer this Agreement to any one person or any entity.

16. How we operate

We operate as a bookmaker that allows you to place bets on the result of Lotteries Origin of different jurisdictions. To pay out all winnings of successful bets, we do so through our own funds, or we can contract financial instruments (such as insurance policies) in order to cover the payouts, the Grand Prizes.

In some cases, we can buy the actual tickets in the Source Lottery. In the event that your bet is winning, we may need your help to claim the Source Lottery prize. In this case, you agree to give us the necessary help to claim the Grand Prize.

In the previous case, If the Source Lottery Operator makes some type of withholding on the prize, or said winnings incur in some kind of tax, lien or any tariff, these will be deducting on your account and we have not obligation to pay out to you amount in this regard.

The smallest Prizes are automatically paid to the Player Account as soon as the draw or event ends. Grand Prize must be claimed within 3 months after the date of the draw or event.

If you buy multiple tickets or bets with the same numbers, you can only win the Grand Prize once per person and lottery or event if your bets are winnings. With several tickets or bets with the same numbers, you can win the other smaller prizes several times if your bets are winnings.

The Grand Prize (Categories A and B), you must claim them as indicated in this section. We will make the payment procedure to you in the fastest and most professional way possible. However, as a consequence of the fact that we have to claim the prize to third parties such as (the insurance company or the Source Lottery Operator), it is possible that we may be late in the payment of the Grand Prize.

Provided that Clobet Limited makes reasonable efforts to obtain the funds for major prizes, the player accepts and agrees that payment of the prize may be delayed until Clobet Limited receives the appropriate funds or the company conducts appropriate legal actions in the appropriate courts effectively recovering the uncollected funds.

16.1 How are winnings calculated

Once the draw or event is held in the Source Lottery, we determine the results and hits of your bets and calculate the winnings corresponding to your bets and the result of your total prizes won by you. This process can be delayed for a certain prudential time.

The results of the hits of your bets and winnings are calculated as follows:

• Depending on the game form: (see section: 17. Game Modes)

• Depending on the type of game (see section: “18. Games”) and maximum winnings (see section: “19. Maximum Winnings”)

• Depending on the Winnings Withholding in the prizes: (see section “20. Winnings Retention”)

Calculations of all winnings are made in the original currency of the Lottery of origin, and credited in the player account in the currency of Euro (Reference currency). The exchange rate used is the reference rate of the European Central Bank applicable as published on wwww.xe.com on the date of the concerning Draw.

The jackpot for each draw or event will be the one that is reflected on the site at all times. It is possible that the jackpot for a draw is not available at some point either because of our error or because the Source Lottery Operator has not yet announced it.

The Jackpots for each draw or event will appear on the game form normally at the start of the game period. It is possible that a jackpot undergoes some modification due to a human or technical error or an update by the Source Lottery Operator. We have no responsibility for these modifications to the jackpot.

You agree that the final Jackpots of a draw or event and final Gran Prizes are those that are announced in the final scrutiny of the draw or event. If there has been an error in a jackpot or prize / winnings, it will be rectified as soon as we have proof of the error.

17. Game modes

In this section, it is necessary to take into account the provisions for the “18. Games”, section “19. Maximum Winnings” and what is indicated in “20. Winnings Retention”.

17.1 Individual bets

In individual bets the player participates in the game individually, without participating with any other player and it is the player who chooses the numbers of his bet.

The player can participate with one or several simple bets by filling in the main numbers and special numbers (if they exist in the corresponding game).

The player selects the draws or events in which he participates and the number of weeks in which he participates

The player selects or not the option of "Automatic Renewal". The rules of this option appear in a click on the corresponding form. They are also described in the section: 8.1 (Placing bets/wagers) - What is the "Automatic Renewal?

Finally, the player must click on the "Purchase" option and follow the steps to complete the process of purchasing their individual bet.

In the corresponding game form, the player has access to the different individual bets he can make (Single or Multiple or Reduced or Optimized Formulas).

The Winnings of Individual Bets is determined according to the type of game and according to those provided in section “18. Games Modes” section, “19. Maximum Winnings” and what is indicated in section “20. Winnings Withholding”.

17.2 Betting fund

It can be said that the “Betting funds” are syndicates in which players choose their bets, and share half the prize with the rest of the players, also obtaining the proportional part of the fund's profits in proportion to the bets they have played.

"Betting Fund" is available for each type of game. The player chooses the numbers of bets and contributes them to a common fund of bets along with the bets contributed by other players.

The procedure to choose the numbers is the same as in the "Individual Bets" option, except that, when making the payment, the player adds his bets to the corresponding “Betting Fund”.

The distribution of winnings in the Betting Fund, the player gives half of his winnings to a common fund of winnings that is distributed in turn proportional to what each participant has played, including the player himself.

Example distribution of winnings in a Betting Fund:

• The Fund "X" has played a total of 100 bets, obtaining a total winnings of 1,000 euros.

• Player "A" has contributed to the fund with one (1) bet of the 100 bets that the Fund has. Player "A" has a winnings provisional of 10 euros, of which 5 euros goes to the Betting Fund winnings.

• Player "A" has a right to a final winnings of:

  • 5 euros of your winning bet +

  • 10 euros of the participation in the winnings of the Fund (1,000 euros / 100 bets).

  • The total winnings of Player A (5 + 10) = 15 euros.

The Winnings of Betting fund is determined as indicated above and according to the type of game and and according to those provided in section “18. Games Modes” section”, 19. Maximum Winnings” and what is indicated in section “20. Winnings Withholding”.

17.3 Syndicates

With syndicates, you do not own individual bets, you purchase shares to participate in the draw or corresponding event of a Game. You have a contract with us in which, if the Syndicate in which you purchased shares contains Successful Bets, you will participate in the winnings by the Syndicate in proportion to the number of shares you have purchased in relation to the total shares of the Syndicate and always subject to the rest of the corresponding clauses of these Terms.

You cannot choose the numbers in bets played by the Syndicate.

The number of shares available in any Syndicate is increasing based on the sales of shares of Syndicate. The Syndicate may offer actions until the closing date of the game. If the shares are exhausted, the Syndicate will expand the number of shares and change its percentage of participation in the Syndicate until the closing date of the draw or event.

There may be at least one Syndicate for each type of game.

The bets played by the Syndicate are displayed in the "My Bets" section of the Player Account. Additionally, an email with the purchase confirmation, the number and detail of the bets is sent. Once the draw or event is held, another email is sent with the results obtained, the amount of the total winnings of the Syndicate and the amount of the winnings that correspond to the player.

The Winnings of Syndicates is determined according to the type of game and and according to those provided in section “18. Games Modes” section “19. Maximum Winnings” and what is indicated in section “20. Winnings Withholding”.

17.4 Betting groups

Betting Groups are groups of players to share the plays with which they participate in draw or events. You can form a group with your friends and / or family members, create a public group for anyone to join, or join a public group. The concept of the group is that the participants contribute an amount that is then used to select combinations that will be played between all the participants, receiving the winnings proportionally to the amount they have contributed.

Mechanism to participate:

• Creation: the creator starts the group, indicating the name and the draws he wants the group to play, and if this will be public or private.

• Configuration: the creator chooses the "base game”, which will determine the amount to participate in the group and will be the main game.

• Participation: the participants in the group will add the amount to the group they want to participate with, always a price multiple of the main game, and then the administrator will use it to select the combinations.

• Selection of bets: the group administrators will select the combinations with which the group will play using the balance that all the participants have added. This can be done at any time before the end of the closing time, and you can select combinations of the different types of draws in which the group participates. If the closing comes, the bets have not been established and there is sufficient balance left, the system will try to select them automatically.

• Result: once all the draws are finished, each participant will receive their share of the winnings based on the amount they have participated.

The Winnings of Betting Groups is determined according to the type of game and according to those provided in section “18. Games Modes” section, “19. Maximum Winnings” and what is indicated in section “20. Winnings Withholding”.

17.4.1 Betting groups frequently asked questions

What combinations can the administrator select?

The administrator can use the group balance to select the combinations that best suit their criteria. For example, you can choose a multiple bet, a simple bet, a tenth, etc.

What happens if the administrator does not select the combinations?

Once the time of participation in the group is over, if the creator does not select the combinations, the system will try to select them automatically

What happens if the balance is less than the price of a combination?

If after selecting the combinations, there is still a balance, but it is not enough to select a complete bet of the games in which the group participates (the minimum combination in some games is 2 bets, and in the case of “Christmas Lottery” or “El Nino” the minimum that can be purchased is one tenth), that balance will be returned to the participants in proportion to the amount they have contributed.

On what games does the group participate?

The group administrators define which games they want to participate in, and you can see them on the group's page. If they decide to modify the games in which they participate, it will be modified for the following cycles and never for the current cycle. The base game can never be modified

18. Games

18.1 EuroMillions

Betting on the European lottery is very similar to participating in the European Lottery by ticket. When you bet on the European Lottery you are not buying the physical ticket, but you are betting on the result of the draw. Below we indicate the most important data of this game, such as forms of play, chances of success and possible prizes that can be obtained.

EuroMillions is a lottery game organized by 9 countries: Belgium, France, Switzerland, Luxembourg, United Kingdom, Ireland, Austria, Portugal and Spain are the countries that play the most millionaire European lottery.

18.1.1 EuroMillions draws

The EuroMillions lottery is held every Tuesday and Friday at 21:30 CET in Paris.

18.1.2 Placing bets on EuroMillions

To play EuroMillions you have to fill out a ticket that consists of 5 blocks, each with numbers from 1 to 50 and 5 blocks of stars, each with numbers from 1 to 12. To play only one individual bet, you have to fill in only one block with 5 numbers of the 50 available and 2 stars out of the 12 available. You can also play multiple bets, marking in a single block 6, 7, 8, 9, 10 numbers (6, 21, 56, 126, 252 bets) and a maximum of 5 stars. You can participate for one or two draws of the week (Tuesday and Friday).

18.1.3 Collecting EuroMillions winnings

You receive the winnings of smaller prizes directly in your player account and you can use them to continue betting, or make a withdrawal of your winnings to your bank account.

18.1.4 EuroMillions winning chances

EuroMillions is the European draw that distributes the biggest winnings, there are 13 prize tiers. The value of each prize including the jackpot depends on the number of bets winnings in that prize category and the prize fund for that category. The jackpot starts at a minimum of 17,000,000 euros and, if it is not distributed, it can reach a jackpot in the first category of 250,000,000 euros. When the collected jackpot reaches the amount of 200,000,000 euros, in each subsequent draw 10,000,000 euros will be accumulated until it reaches the maximum limit of 250,000,000 euros. Any rollover regulations of official lotteries, concerning the forced jackpot distribution of the accumulated jackpot amount to lower Prize Levels in case there has been no official winner in he jackpot Prize Level, do not apply. In such cases the estimated jackpot amount for the jackpot Prize Level is used for calculating the Winnings Maximum of the concerning Draw, assuming that the jackpot amount has not been distributed to lower Prize Levels.

The user only plays on the official result of the EuroMillions draw, in no case will any complementary draw that is offered together with EuroMillions be played.

Matches
Tier	Numbers	Stars	Winning odds	Percentage of prizes fund
1	5	2	1: 139.838.160,0	50% dropping to 42% after 6 rollovers
2	5	1	1: 6.991.908,0	2,61%
3	5	0	1: 3.107.514,7	0,61%
4	4	2	1: 621.502,9	0,19%
5	4	1	1: 31.075,2	0,35%
6	3	2	1: 14.125,1	0,37%
7	4	0	1: 13.811,2	0,26%
8	2	2	1: 985,5	1,30%
9	3	1	1: 706,3	1,45%
10	3	0	1: 313,9	2,70%
11	1	2	1: 187,7	3,27%
12	2	1	1:49,3	10,30%
13	2	0	1:21,9	16,59%

18.1.5 How Euromillions winnings are valued?

EuroMillions betting winnings are valued and credited to the player's account in euros.

18.2 Eurojackpot

Eurojackpot is a transnational European lottery launched in March 2012. When you bet on Eurojackpot you are betting on the result of the draw.

As of October 13, 2015, the countries participating in Eurojackpot lottery are: Croatia, Czech Republic, Denmark, Estonia, Finland, Germany, Hungary, Iceland, Italy, Latvia, Lithuania, the Netherlands, Norway, Slovakia, Slovenia, Spain, Sweden and Poland.

18.2.1 Eurojackpot draws

The Eurojackpot lottery is held every Friday at 21:00 CET in Helsinki. The evaluation of the winning lottery tickets is done in Germany and Denmark.

18.2.2 Placing bets on Eurojackpot

To play Eurojackpot you have to fill out a ticket that consists of 5 blocks, the goal is to match 5 correct numbers out of 50 plus another 2 supplementary numbers out of another 10. To play only one individual bet, you have to fill in only one block with 5 numbers of the 50 available and 2 supplementary numbers out of the 10 available. You can also play multiple bets, marking in a single block 6, 7, 8, 9, 10 numbers (6, 21, 56, 126, 252 bets) and a maximum of 5 supplementary numbers.

18.2.3 Collecting Eurojackpot winnings

You receive the winnings of smaller prizes directly in your player account and you can use them to continue betting, or make a withdrawal of your winnings to your bank account.

18.2.4 Eurojackpot winning chances

In this game there are 12 prize tiers. The value of each prize including the jackpot depends on the number of bets winnings in that prize category and the prize fund for that category. The jackpot starts at €10,000,000 and can rollover up to €90,000,000. Any rollover regulations of official lotteries, concerning the forced jackpot distribution of the accumulated jackpot amount to lower Prize Levels in case there has been no official winner in the jackpot Prize Level, do not apply. In such cases the estimated jackpot amount for the jackpot Prize Level is used for calculating the Winnings Maximum of the concerning Draw, assuming that the jackpot amount has not been distributed to lower Prize Levels.

Matches
Tier	Numbers	EuroNumbers	Winning odds	Percentage of prizes fund
1	5	2	1: 95.344.200	36,00%
2	5	1	1: 5.959.013	8,50%
3	5	0	1: 3.405.150	3,00%
4	4	2	1: 423.752	1,00%
5	4	1	1: 26.485	0,900%
6	4	0	1: 15.134	0,700%
7	3	2	1: 9.631	0,600%
8	2	2	1: 672	3,10%
9	3	1	1: 602	3,00%
10	3	0	1: 344	4,30%
11	1	2	1: 128	7,80%
12	2	1	1: 42	19,10%

18.2.5 How Eurojackpot winnings are valued?

Eurojackpot betting winnings are valued and credited to the player's account in euros.

18.3 El Gordo of La Primitiva

Betting on the draw of El Gordo de la Primitiva, is to bet on the result of the famous draw that takes place in Spain. When you bet on El Gordo de la Primitiva you are not buying the physical ticket, but you are betting on the result of the draw.

18.3.1 El Gordo of La Primitiva draw

El Gordo de la Primitiva Lottery is held every Sunday at 21:30 CET in Madrid.

18.3.2 Placing bets on El Gordo de la Primitiva

To play El Gordo de la Primitiva, you must complete a ticket that has 6 blocks, each with numbers from 1 to 54 and a single block of the Key Number, to choose from 0 to 9. To play only one individual bet, you must complete only one block with 5 numbers out of the 54 available and a key number of the 10 available key numbers (0-9). You can also play multiple bets, marking in a single block 6, 7, 8, 9, 10 and 11numbers (6, 21, 56, 126, 252 and 462 bets respectively) and a maximum of 1 key number. You can participate in a single draw a week (Sunday).

18.3.3 Collecting El Gordo de la Primitiva winnings

You receive the winnings of smaller prizes directly in your player account and you can use them to continue betting, or make a withdrawal of your winnings to your bank account.

18.3.4 The Fat Man of the Primitive winning chances

In this game there are 8 prize tiers. The value of each prize including the jackpot depends on the number of bets winnings in that prize category and the prize fund for that category. The jackpot starts at a minimum of 5,000,000 euros.

Matches
Tier	Numbers	Key Number	Winning odds	Percentage of prizes fund
1	5	1	1: 31.625.100	22,00%
2	5	0	1: 3.513.900	33,00%
3	4	1	1: 129.082	6,00%
4	4	0	1: 14.342	7,00%
5	3	1	1: 2.689	8,00%
6	3	0	1: 299	26,00%
7	2	1	1: 172	6,00%
8	2	0	1: 19	Fixed Prize 3,00€
Refund			1: 10	Fixed Prize 1,50€

18.3.5 How El Gordo de la Primitiva winnings are valued?

El Gordo de la Primitiva betting winnings are valued and credited to the player's account in euros.

18.4 La Primitiva

La Primitiva is one of the most popular draws in Spain. Betting on the Spanish lottery is very similar to participating in the Lottery by ticket. When you bet on La Primitiva you are not buying the physical ticket, but you are betting on the result of the draw.

18.4.1 The Primitive draws

La Primitiva Lottery is held every Thursday and Saturday at 21:40 CET in Madrid.

18.4.2 Placing bets on La Primitiva

To play La Primitiva, you have to fill out a ticket that consists of 8 blocks, each with numbers from 1 to 49 and a single block of the Refund, to choose from 0 to 9. To play only one individual bet, you must complete only one block with 6 numbers of the 49 available and the Refund of the 10 available numbers (0-9). You can also play multiple bets, marking in a single block 5, 7, 8, 9, 10 and 11 numbers (44, 7, 28, 84, 210 and 462 bets respectively) and a maximum of 1 Refund. You can participate in two draws a week (Thursday and Saturday).

18.4.3 Collecting La Primitiva winnings

You receive the winnings of smaller prizes directly in your player account and you can use them to continue betting, or make a withdrawal of your winnings to your bank account.

18.4.4 La Primitiva winning chances

In this game there are 5 prize tiers. The value of each prize including the jackpot depends on the number of bets awarded in that prize category and the prize fund for that category. The jackpot starts at a minimum of 2,000,000 euros approx.

The user only plays on the official result of La Primitiva draw, in no case will any complementary draw that is offered together with La Primitiva be played.

Matches
Tier	Numbers	Refund	Winning odds	Percentage of prizes fund
Special	6	1	1: 139.838.160	*20,00%
1	6	0	1: 13.983.816	40,00%
2	5 + C	0	1: 2.330.636	6,00%
3	5	0	1: 55.491	13,00%
4	4	0	1: 1.032	21,00%
5	3	0	1: 57	Fixed Prize 8,00€
Refund	0	1	1: 10	Fixed Prize 1,00€

* In case of thePrize Level Tier 1 has been won in the previous Draw of the official La Primitiva lottery, thenthe prizecalculation it's a fixed winning amount of 2,000,000.00 EUR, which corresponds to the Winnings Maximum and which will be split among all winners for the respective Draw.

18.4.5 How La Primitiva winnings are valued?

La Primitiva betting winnings are valued and credited to the player's account in euros.

18.5. Bonoloto

Bonoloto is a draw for the Spanish Lottery, this game is the one that holds the most draws a week. When you bet on Bonoloto you are not buying the physical ticket, but you are betting on the result of the draw.

18.5.1 Bonoloto draws

Bonoloto lottery is held every Monday, Tuesday, Wednesday, Thursday, Friday and Saturday at 21.30 CET in Madrid.

18.5.2 Placing bets on Bonoloto

To play Bonoloto you must complete a ticket that consists of 8 blocks, each with numbers from 1 to 49. To play only one individual bet, you must complete only one block with 6 numbers of the 49 available. You can also play multiple bets, mark in a single block 5, 7, 8, 9, 10 and 11 numbers (44, 7, 28, 84, 210 and 462 bets respectively). You can participate in six draws a week (Monday to Saturday).

18.5.3 Collecting Bonoloto winnings

You receive the winnings of smaller prizes directly in your player account and you can use them to continue betting, or make a withdrawal of your winnings to your bank account.

18.5.4 Bonoloto winning chances

Bonoloto there are 5 prize tiers. The value of each prize including the jackpot depends on the number of bets awarded in that prize category and the prize fund for that category. The jackpot starts at a minimum of 400,000 euros.

Matches
Tier	Numbers	Refund	Winning odds	Percentage of prizes fund
1	6	0	1: 13.983.816	45,00%
2	5 + C	0	1: 2.330.636	24,00%
3	5	0	1: 55.491	12,00%
4	4	0	1: 1.032	19,00%
5	3	0	1: 57	Fixed Prize 4,00€
Refund	0	1	1: 10	Fixed Prize 0,50€

18.5.5 How Bonoloto winnings are valued?

Bonoloto betting winnings are valued and credited to the player's account in euros.

18.6 National Lottery

National Lottery is one of the most popular games of chance in Spain, by betting on the National Lottery you bet on the lottery results of the National Lottery. This popular draw is one of the most prizes distributed in Spain.

18.6.1 National Lottery draw

The National Lottery draws are held every Thursday at 21.30 CET and Saturday at 13.00 CET in Madrid.

18.6.2 Placing bets on National Lottery

To play you have to select one or several tenths of National Lottery, you must choose a five-digit number between 00,000 and 99,999, both inclusive and consists of matching 5 numbers plus the series and the fraction.

Each of the numbers is divided into series, depending on the type of draw, for the draw of Saturday 10 series, for the draw of Thursday 6 series. These series are divided into 10 tenths, the fraction identifies each of the 10 tenths of the same ticket.

Each tenth has a different value according to the draw and who participates: Thursday draw, Saturday draw, Saturday Extraordinary draw and Saturday Special draw.

In each drawing, two five-digit numbers are extracted, which determine two winning prizes of different amounts. In addition, a fraction and a series of the ticket that determines the Special Prize is extracted. There are 3 Refunds.

18.6.3 Collecting National Lottery winnings

You receive the winnings of smaller prizes directly in your player account and you can use them to continue betting, or make a withdrawal of your winnings to your bank account.

18.6.4 National Lottery winning chances

In National Lottery, in addition to the numbers in play, the series must be taken into account. In the weekly draw on Thursdays, 6 series of 100,000 numbers (00,000-99,999) are issued, of which 35,450 are awarded some kind of prize -various "major" prizes, approximations, "minor" prizes and refunds- while on Saturdays and special raffles reach the 10 series, with the same number of prizes as on Thursdays.

Thursday draw
Order	Numbers of prizes per series	Tier	Prize per tenth	Winning odds	Winning odds percentage
1st	1	1st Prize. A 5-digit extraction	30.000€	1: 100.000	0,001%
2nd	1	2nd Prize. A 5-digit extraction	6.000€	1: 100.000	0,001%
3rd	40	3rd Prize. Four extractions of 4 figures	75€	1: 2.500	0,04%
4th	700	Seven extractions of 3 figures	15€	1: 143	0,7%
5th	9.000	Nine extractions of 2 figures	6€	1: 11	9%
6th	2	Previous and subsequent of the 1st prize	1.200€	1: 50.000	0,002%
7th	2	Previous and subsequent of the 2nd prize	747€	1: 50.000	0,002%
8th	99	For the 99 remaining numbers of the hundredth of the 1st prize	30€	1: 1.010	0,099%
9th	99	For the 99 remaining numbers of the hundredth of the 2nd prize	15€	1: 1.010	0,099%
10th	9	4 latest figures of the 1st prize	75€	1: 11.111	0,009%
11th	99	3 latest figures of the 1st prize	15€	1: 1.010	0,099%
12th	999	2 latest figures of the 1st prize	6€	1: 100	0,999%
13th	9.999	Last number of the 1st prize	3€	1: 10	9,999%
14th	10.000	Last number of the ticket with the 1st special extraction of 1 figure	3€	1: 10	10%
15th	10.000	Last number of the ticket with the 2nd special extraction of 1 figure	3€	1: 10	10%

Saturday draw
Order	Numbers of prizes per series	Tier	Prize per tenth	Winning odds	Winning odds percentage
1st	1	1st Prize. A 5-digit extraction	60.000€	1: 100.000	0,001%
2nd	1	2nd Prize. A 5-digit extraction	12.000€	1: 100.000	0,001%
3rd	40	3rd Prize. Four extractions of 4 figures	150€	1: 2.500	0,04%
4th	1.000	Ten extractions of 3 figures	30€	1: 100	1%
5th	9.000	Nine extractions of 2 figures	12€	1: 11	9%
6th	2	Previous and subsequent of the 1st prize	1.000€	1: 50.000	0,002%
7th	2	Previous and subsequent of the 2nd prize	554€	1: 50.000	0,002%
8th	99	For the 99 remaining numbers of the hundredth of the 1st prize	30€	1: 1.010	0,099%
9th	99	For the 99 remaining numbers of the hundredth of the 2nd prize	30€	1: 1.010	0,099%
10th	99	3 latest figures of the 1st prize	30€	1: 1.010	0,099%
11th	999	2 latest figures of the 1st prize	12€	1: 1.00	0,999%
12th	9.999	Last number of the 1st prize	6€	1: 10	9,999%
13th	10.000	Last number of the ticket with the 1st special extraction of 1 figure	6€	1: 10	10%
14th	10.000	Last number of the ticket with the 2nd special extraction of 1 figure	6€	1: 10	10%

Saturday special draw
Order	Numbers of prizes per series	Tier	Prize per tenth	Winning odds	Winning odds percentage
1st	1	1st Prize. A 5-digit extraction	100.000€	1: 100.000	0,001%
2nd	1	2nd Prize. A 5-digit extraction	25.000€	1: 100.000	0,001%
3rd	1	3rd Prize. A 5-digit extraction	5.000€	1: 100.000	0,001%
4th	50	Five extractions of 4 figures	300€	1: 2.000	0,05%
5th	1.100	Eleven extractions of 3 figures	60€	1: 90	1,1%
6th	9.000	Nine extractions of 2 figures	24€	1: 11	9%
7th	2	Previous and subsequent of the 1st prize	1.730€	1: 50.000	0,002%
8th	2	Previous and subsequent of the 2nd prize	908€	1: 50.000	0,002%
9th	99	For the 99 remaining numbers of the hundredth of the 1st prize	60€	1: 1.010	0,099%
10th	99	For the 99 remaining numbers of the hundredth of the 2nd prize	60€	1: 1.010	0,099%
11th	99	For the 99 remaining numbers of the hundredth of the 3rd prize	60€	1: 1.010	0,099%
12th	99	3 latest figures of the 1st prize	60€	1: 1.010	0,999%
13th	999	2 latest figures of the 1st prize	240€	1: 100	1%
14th	9.999	Last number of the 1st prize	12€	1: 10	10%
15th	10.000	Last number of the ticket with the 1st special extraction of 1 figure	12€	1: 10	10%
16th	10.000	Last number of the ticket with the 2nd special extraction of 1 figure	12€	1: 10	10%

Extraordinary Spring Draw
Order	Numbers of prizes per series	Tier	Prize per tenth	Winning odds	Winning odds percentage
1st	1	Special extraction for a single tenth (1 number, 1 series, 1 fraction)	14.870.000€	1: 10.000.000	0,00001%
2nd	1	1st Prize. A 5-digit extraction	130.000€	1: 100.000	0,001%
3rd	1	2nd Prize. A 5-digit extraction	25.000€	1: 100.000	0,001%
4th	50	Five extractions of 4 figures	375€	1: 2.000	0,05%
5th	1.500	Fifteen extractions of 3 figures	75€	1: 66,66	1,5%
6th	2.000	Two extractions of 2 figures	30€	1: 11	2%
7th	2	Previous and subsequent of the 1st prize	2.400€	1: 50	0,002%
8th	2	Previous and subsequent of the 2nd prize	1.533€	1: 50.000	0,002%
9th	99	For the 99 remaining numbers of the hundredth of the 1st prize	75€	1: 50.000	0,099%
10th	99	For the 99 remaining numbers of the hundredth of the 2nd prize	75€	1: 1.010	0,099%
11th	99	3 latest figures of the 1st prize	75€	1: 1.010	0,099%
12th	999	2 latest figures of the 1st prize	75€	1: 10,01	0,999%
13th	9.999	Last number of the 1st prize	15€	1: 10,001	10%
14th	10.000	Last number of the ticket with the 1st special extraction of 1 figure	15€	1: 10	10%
15th	10.000	Last number of the ticket with the 2nd special extraction of 1 figure	15€	1: 10	10%

Extraordinary Holidays Draw
Order	Numbers of prizes per series	Tier	Prize per tenth	Winning odds	Winning odds percentage
1st	1	Special extraction for a single tenth (1 number, 1 series, 1 fraction)	20.000.000€	1: 10.000.000	0,00001%
2nd	1	1st Prize. A 5-digit extraction	200.000€	1: 100.000	0,001%
3rd	1	2nd Prize. A 5-digit extraction	60.000€	1: 100.000	0,001%
4th		3rd Prize. A 5-digit extraction	20.000€	1: 100.000	0,001%
5th	50	Eight extractions of 3 figures	100€	1: 125	0,8%
6th	1.500	Four extractions of 2 figures	40€	1: 25	4%
7th	2.000	Previous and subsequent of the 1st prize	800€	1: 50.000	0,002%
8th	2	Previous and subsequent of the 2nd prize	430€	1: 50.000	0,002%
9th	2	For the 99 remaining numbers of the hundredth of the 1st prize	100€	1: 1.010	0,099%
10th	99	For the 99 remaining numbers of the hundredth of the 2nd prize	50€	1: 1.010	0,099%
11th	99	For the 99 remaining numbers of the hundredth of the 3rd prize	50€	1: 1.010	0,099%
12th		3 latest figures of the 1st prize	100€	1: 1.010	0,099%
13th	99	3 latest figures of the 2nd prize	100€	1: 1.010	0,1%
14th	999	2 latest figures of the 1st prize	40€	1: 100	1%
15th	9.999	Last number of the 1st prize	20€	1: 10	10%
16th	10.000	Last number of the ticket with the 1st special extraction of 1 figure	20€	1: 10	10%
17th	10.000	Last number of the ticket with the 2nd special extraction of 1 figure	20€	1: 10	10%

Extraordinary draw Valentine's Day
Order	Numbers of prizes per series	Tier	Prize per tenth	Winning odds	Winning odds percentage
1st	1	Special extraction for a single tenth (1 number, 1 series, 1 fraction)	15.000.000€	1: 10.000.000	0,00001%
2nd	1	1st Prize. A 5-digit extraction	130.000€	1: 100.000	0,001%
3rd	1	2nd Prize. A 5-digit extraction	25.000€	1: 100.000	0,001%
4th	50	Five extractions of 4 figures	375€	1: 2.000	0,05%
5th	1.500	Fifteen extractions of 3 figures	75€	1: 66,66	1,5%
6th	2.000	Two extractions of 2 figures	30€	1: 50	2%
7th	2	Previous and subsequent of the 1st prize	2.400€	1: 50.000	0,002%
8th	2	Previous and subsequent of the 2nd prize	1.533€	1: 50.000	0,002%
9th	99	For the 99 remaining numbers of the hundredth of the 1st prize	75€	1: 1.010	0,099%
10th	99	For the 99 remaining numbers of the hundredth of the 2nd prize	75€	1: 1.010	0,099%
11th	99	3 latest figures of the 1st prize	75€	1: 1.010	0,099%
12th	999	2 latest figures of the 1st prize	75€	1: 100	0,999%
13th	9.999	Last number of the 1st prize	15€	1: 10,01	10%
14th	10.000	Last number of the ticket with the 1st special extraction of 1 figure	15€	1: 10	10%
15th	10.000	Last number of the ticket with the 2nd special extraction of 1 figure	15€	1: 10	10%

Extraordinary Winter draw
Order	Numbers of prizes per series	Tier	Prize per tenth	Winning odds	Winning odds percentage
1st	1	Special extraction for a single tenth (1 number, 1 series, 1 fraction)	15.000.000€	1: 10.000.000	0,00001%
2nd	1	1st Prize. A 5-digit extraction	130.000€	1: 100.000	0,001%
3rd	1	2nd Prize. A 5-digit extraction	25.000€	1: 100.000	0,001%
4th	50	Five extractions of 4 figures	375€	1: 2.000	0,05%
5th	1.500	Fifteen extractions of 3 figures	75€	1: 66,66	1,5%
6th	2.000	Two extractions of 2 figures	30€	1: 50	2%
7th	2	Previous and subsequent of the 1st prize	2.400€	1: 50.000	0,002%
8th	2	Previous and subsequent of the 2nd prize	1.533€	1: 50.000	0,002%
9th	99	For the 99 remaining numbers of the hundredth of the 1st prize	75€	1: 1.010	0,099%
10th	99	For the 99 remaining numbers of the hundredth of the 2nd prize	75€	1: 1.010	0,099%
11th	99	3 latest figures of the 1st prize	75€	1: 1.010	0,099%
12th	999	2 latest figures of the 1st prize	75€	1: 100	0,999%
13th	9.999	Last number of the 1st prize	15€	1: 10,001	10%
14th	10.000	Last number of the ticket with the 1st special extraction of 1 figure	15€	1: 10	10%
15th	10.000	Last number of the ticket with the 2nd special extraction of 1 figure	15€	1: 10	10%

Extraordinary draw Father's Day
Order	Numbers of prizes per series	Tier	Prize per tenth	Winning odds	Winning odds percentage
1st	1	Special extraction for a single tenth (1 number, 1 series, 1 fraction)	15.000.000€	1: 10.000.000	0,00001%
2nd	1	1st Prize. A 5-digit extraction	130.000€	1: 100.000	0,001%
3rd	1	2nd Prize. A 5-digit extraction	25.000€	1: 100.000	0,001%
4th	50	Five extractions of 4 figures	375€	1: 2.000	0,05%
5th	1.500	Fifteen extractions of 3 figures	75€	1: 66,66	1,5%
6th	2.000	Two extractions of 2 figures	30€	1: 50	2%
7th	2	Previous and subsequent of the 1st prize	2.400€	1: 50.000	0,002%
8th	2	Previous and subsequent of the 2nd prize	1.533€	1: 50.000	0,002%
9th	99	For the 99 remaining numbers of the hundredth of the 1st prize	75€	1: 1.010	0,099%
10th	99	For the 99 remaining numbers of the hundredth of the 2nd prize	75€	1: 1.010	0,099%
11th	99	3 latest figures of the 1st prize	75€	1: 1.010	0,099%
12th	999	2 latest figures of the 1st prize	75€	1: 100	0,999%
13th	9.999	Last number of the 1st prize	15€	1: 10,001	10%
14th	10.000	Last number of the ticket with the 1st special extraction of 1 figure	15€	1: 10	10%
15th	10.000	Last number of the ticket with the 2nd special extraction of 1 figure	15€	1: 10	10%

18.6.5 How National Lottery winnings are valued?

National Lottery betting winnings are valued and credited to the player's account in euros.

18.7 El Niño

To bet on "El Niño" is betting on the result of the draw of the "El Niño" Lottery that takes place in Spain every 6th of January. This prestigious draw is one of the most that awards the most prizes in the world, with a total of 700 million euros in prizes in a single day.

18.7.1 El Niño draws

The draw of El Niño lottery is held every January 6 in Madrid (Spain). The draw lasts approximately 15 minutes, from 12:00 CET in the morning until 12:15 CET.

18.7.2 Placing bets on El Niño

To play a bet you must choose a five-digit number between 00,000 and 99,999 inclusive. A number is divided into tenth or series (10 tenths of the same number). The maximum number of tenths that can be purchases from the same number is 500 and the maximum number of series per number is 50.

18.7.3 Collecting El Niño winnings

You receive the winnings of smaller prizes directly in your player account and you can use them to continue betting, or make a withdrawal of your winnings to your bank account.

18.7.4 El Niño winning chances

El Niño draw has traditionally been known to distribute more prizes than the other raffles and in fact, statistically, it is true because almost 30 percent is destined for the refund.

The first category is obtained by matching the 5 numbers of the winning combination. In El Niño draw there are 7 main prizes, 1,400 prizes per series of 1,000 euros or also called "Pedreas", 5,000 prizes per series of 400 euros, another 1,494 prizes per series of 1,000 euros, 9,999 prizes per series of 200 euros for the last number of the first prize and 20,000 prizes of 200 euros per series corresponding to the two additional refund. The main prizes consist of the first prize or "Gordo de El Niño, endowed with 2 million euros per series, the second prize endowed with 750,000 euros per series and the third endowed with 250,000 euros per series.

The probability that we will receive the first prize (Jackpot) is 1 out of 100,000 possible cases. That is, as a percentage it is 0.001%. The probability that any number receives any prize is 37.92%.

El Niño draw
Order	Numbers of prizes per series	Tier	Prizes per tenth	Winning odds	Winning odds percentage
1st	1	First prize	200.000€	1 in 100.000	0,001%
2nd	1	Second prize	75.000€	1 in 100.000	0,001%
3rd	1	Third prize	25.000 €	1 in 100.000	0,001%
4th	1.300	Extractions of 3 figures	100€	1 in 66,66	1,5%
5th	3.000	Extractions of 2 figures	40€	1 in 50	2%
6th	2	Approximation First prize	400€	2 in 100.000	0,002%
7th	2	Approximation Second prize	160€	2 in 100.000	0,002%
8th	99	Hundreds remaining to the First Prize	100€	99 in 100.000	0,099%
9th	99	Hundreds remaining to Second Prize	100€	99 in 100.000	0,099%
10th	99	Hundreds remaining of the Third Prize	100€	99 in 100.000	0,099%
11th	99	Hundreds of First Prize	100€	99 in 100.000	0,099%
12th	99	Hundreds of the Second Prize	100€	99 in 100.000	0,099%
13th	99	Hundreds of the Second Prize	100€	99 in 100.000	0,099%
14th	9.999	Completion of 1 figure of the First Prize	20€	9999 in 100.000	9,99%
15th		Termination of 1 figure of the first refund	20€	1 in 10	10%
16th		Termination of 1 figure of the second refund	20€	1 in 10	10%

18.7.5 How El Niño Lottery winnings are valued?

El Niño betting winnings are valued and credited to the player's account in euros.

18.8 Christmas Lottery

The Christmas lottery is the most popular lottery draw held in Spain. Betting on Christmas Lottery is very similar to participating in the Spanish Lottery by ticket. When you bet on Christmas Lottery you are not buying the physical ticket, but you are betting on the result of the draw.

This prestigious draw is the draw that awards the most prizes in the world, with a total of 2,380 million euros in prizes in a single day.

18.8.1 Christmas Lottery draws

The draws of this lottery are held every December 22 in Madrid (Spain). The draw lasts approximately 4 hours, from 8:30 CET in the morning until approximately 13:30 CET

18.8.2 Placing bets on Christmas Lottery

To play a bet you must choose a five-digit number between 00,000 and 99,999 inclusive. A number is divided into tenths or series (10 tenths of the same number). The maximum number of tenths that can be purchases from the same number is 1,700 and the maximum number of series per number is 170.

18.8.3 Collecting Christmas Lottery winnings

You receive the winnings of smaller prizes directly in your player account and you can use them to continue betting, or make a withdrawal of your winnings to your bank account.

18.8.4 Christmas Lottery winning chances

The first category is obtained by matching the 5 numbers of the winning combination. In the Christmas draw there are 13 main prizes, 1,794 prizes per series of 1,000 euros or also called "Pedreas" and 9,999 refunds per series of 200 euros. The main prizes consist of the first prize or "Gordo de Navidad”, endowed with 4 million euros per series, the second prize endowed with 1,250,000 euros per series, the third endowed with 500,000 euros per series, 2 fourth prizes of 200,000 euros by series, and 8 fifth prizes of 60,000 euros per series.

Christmas Lottery
Order	Numbers of prizes per series	Tier	Prizes per tenth	Winning odds	Winning odds percentage
1st	1	EL GORDO (First Prize)	400.000€	1 in 100.000	0,0001%
2nd	1	Second prize	125.000€	1 in 99.999	0,00100001%
3rd	1	Third prize	50.000€	1 in 99.998	0,00100002%
4th	2	Fourth Prizes	20.000€	2 in 99.997	0,00200006%
5th	8	Fifth Prizes	6.000€	8 in 99.995	0,0080004%
6th	1.794	Pedrea of 5 figures	100€	1.794 in 100.000	1,794%
7th	2	Approximation First prize	2.000€	2 in 100.000	0,0002%
8th	2	Approximation Second prize	1.250€	2 in 100.000	0,0002%
9th	2	Approximation Third prize	960€	2 in 100.000	0,0002%
10th	99	Hundreds of First Prize	100€	99 in 100.000	0,099%
11th	99	Hundreds of the Second Prize	100€	99 in 100.000	0,099%
12th	99	Hundreds of the Third Prize	100€	99 in 100.000	0,099%
13th	198	Hundreds of two Fourth Prizes	100€	198 in 100.000	0,198%
14th	999	Two last of the First Prize	100€	1 in 100	1%
15th	999	Two last of the Second prize	100€	1 in 100	1%
16th	999	Two last of the Third Prize	100€	1 in 100	1%
17th	9.999	Refunds (last figure First Prize)	20€	1 in 10	10%

18.8.5 How Christmas Lottery winnings are valued?

Christmas Lottery betting winnings are valued and credited to the player's account in euros.

18.9 Lotto 6AUS49

Betting on the German lottery is very similar to participating in the German lottery by ticket. When you bet on the German lottery you are not buying the physical ticket, but you are betting on the result of the draw.

18.9.1 Lotto 6aus49 draws

The Lotto 6aus49 is held every Wednesday at 18:25 CET and Saturday at 19:25 CET in Saarbrücken. Lotto 6aus49 is a German lottery game organized by the operator Deutsches Lotto und Totoblock (DLTB).

18.9.2 Placing bets on Lotto 6aus49

To bet on the German Lotto you must select 6 numbers from a block of 49 available numbered from 1 to 49. You also have to select a bonus number, called Super Number (Superzahl), from a block of 10 numbers available from 0 to 9.

In the draw of the German Lotto the maximum cycle includes 12 draws. If in the draw number 13 of a cycle, there are no first-class winners (6 hits + Sz), the accumulated jackpot is distributed among the second category prize-winning tickets (6 hits).

Add to this the greatest chance of winning by playing also Game 77 and the Super6. In the draw on Wednesday you play at least 1 million euros, on Saturdays at least 3 million.

18.9.3 Collecting Lotto 6aus49 winnings

You receive the winnings of smaller prizes directly in your player account and you can use them to continue betting, or make a withdrawal of your winnings to your bank account.

18.9.4 Lotto 6aus49 winning chances

Lotto 6aus49 there are a total of 9 tiers winnings and even with only 2 correct numbers of a line plus the super number you can obtain winnings. The jackpot starts with the prize pool of the first category in the first draw of the cycle, and if it is not dealt, it can reach a jackpot of the amount accumulated in the first category for 12 draws maximum.

This game has a minimum jackpot of € 3 million for the first draw of each cycle. If there are no winning tickets of the first category, this jackpot is increased as a fund of the prize of the first category of the next draw and so on until completing a cycle of 12 draws.

Matches
Tier	Numbers	Superzahl	Winning odds	Percentage of prizes fund
1	6	1	1: 139.838.160	12,80%
2	6	0	1: 15.537.573	10,00%
3	5	1	1: 542.008	5,00%
4	5	0	1: 60.223	15,00%
5	4	1	1: 10.234	5,00%
6	4	0	1: 1.147	10,00%
7	3	1	1: 567	10,00%
8	3	0	1: 63	45,00%
9	2	1	1: 76	Fixed prize 5 €

18.9.5 How Lotto 6aus49 winnings are valued?

Lotto 6aus49 betting winnings are valued and credited to the player's account in euros.

18.10 MegaMillions

Betting on the American lottery is very similar to participating in the American Lottery by ticket. When you bet on the MegaMillions you are not buying the physical ticket, but you are betting on the result of the draw.

18.10.1 MegaMillions draws

The Mega Millions draws take place in Atlanta, Georgia on Tuesdays and Fridays at 22:59 EST (04:59 CET).

18.10.2 Placing bets on MegaMillions

To play MegaMillions you have to pick six numbers from two separate pools of numbers - five different numbers from 1 to 70, and another number called Mega Ball from 1 to 25. You can participate for one or two draws of the week (Tuesday and Friday).

18.10.3 Collecting MegaMillions winnings

You receive the winnings of smaller prizes directly in your player account and you can use them to continue betting, or make a withdrawal of your winnings to your bank account.

Whenever we receive the Lottery Operator Source prize or the insurer, for the 1^st, 2^ndand 3^rdprize categories we will deduct 39,6% of the winnings before payment. This retention is intended to place the Player in an economic position similar to what he would have had if he had played in the Source Lottery in America.

18.10.4 MegaMillions winning chances

MegaMillions is one of the Lotteries that distributes the biggest winnings, there are 9 prize tiers. The jackpots start at $40 million and grow by a minimum of $5 million per draw each time the jackpot rolls. You win the jackpot by matching all six winning numbers in a drawing.

Matches
Tier	Numbers	MegaBall	Winning odds	Percentage of prizes fund
1	5	1	1: 302.575.350	Jackpot
2	5	0	1: 12.607.306	1.000.000 $
3	4	1	1: 931.001	10.000 $
4	4	0	1: 38.792	500 $
5	3	1	1: 14.547	200 $
6	3	0	1: 606	10 $
7	2	1	1: 693	10 $
8	1	1	1:89	4 $
9	0	1	1:37	2 $

18.10.5 How MegaMillions winnings are valued?

As the winnings MegaMillions amounts are announced in USD, the exchange rate aspublished on www.xe.com on the date of the concerning Draw, will be used in order to calculate the winnings in EUR.

18.11 PowerBall

Betting on the American lottery PowerBall you can win some important jackpot. This lottery has the record of the biggest lottery prize distributed. The winning numbers are issued by (MUSL) and shall serve as a benchmark for determining whether a correct bet has been placed.

18.11.1 PowerBall draws

The draw of PowerBall is held on Wednesday and Friday nights, at 22:59 EST (04:59 GMT) in Tallahassee, Florida.

18.11.2 Placing bets on PowerBall

To play Powerball you have to pick five numbers that are selected from 1 to 69 and a PowerBall chosen from 1 to 26. You can also play the randomly generated numbers. You can participate for one or two draws of the week (Wednesday and Friday).

18.11.3 Collecting PowerBall winnings

You receive the winnings of smaller prizes directly in your player account and you can use them to continue betting, or make a withdrawal of your winnings to your bank account.

Whenever we receive the Lottery Operator Source prize or the insurer, for the 1^st, 2^ndand 3^rdprize categories we will deduct 39,6% of the winnings before payment. This retention is intended to place the Player in an economic position similar to what he would have had if he had played in the Source Lottery in America.

18.11.4 PowerBall winning chances

PowerBall is one of the most lottery draw that distributes the biggest winnings around the world. The first prize you can earn in PowerBall is to hit the PowerBall number. You also have another 8 prize categories, including the Jackpot Major, which you get by hitting the five main numbers and the PowerBall. Major prizes start at $ 40 million and grow by a minimum of $ 10 million per draw if there are no jackpot winners. If there is more than one Grand Prize winner, the jackpot is divided equally among the winners. The overall odds of winning a PowerBall prize are 1 in 24,87.

Matches
Tier	Numbers	PowerBall	Winning odds	Percentage of prizes fund
1	5	1	1: 292.201.338,00	Jackpot
2	5	0	1: 11.688.053,52	1.000.000 $
3	4	1	1: 913.129,18	50.000 $
4	4	0	1: 36.525,16	100 $
5	3	1	1: 14.494,11	100 $
6	3	0	1: 579,76	7 $
7	2	1	1: 701,32	7 $
8	1	1	1: 91,97	4 $
9	0	1	1: 38,32	4 $

18.11.5 How PowerBall winnings are valued?

As the winnings PowerBall amounts are announced in USD, the exchange rate aspublished on www.xe.com on the date of the concerning draw will be used in order to calculate the winnings in EUR.

18.12. Quiniela

When you play Quiniela in Lottofy, you are buying a ticket from the source lottery. In this game you are not betting on the result, but you are participating directly in the game with the source operator.

18.12.1 Quiniela draws

When playing in Quiniela, you participate in a single day of La Quiniela. The schedules are set by Lotteries and State Bets from the calendar of the Professional Football League of Spain.

18.12.2 Playing Quiniela tickets

Each Quiniela ticket has 8 blocks and 15 matches on which you have to predict the result. To play a Quiniela you must select the predictions of the 15 matches in two of the blocks, you have to predict by marking with an "x" the result chosen for each match, keeping in mind that:

• If you mark with an "x" the box 1 predicts the first team as a winner.

• If you mark with an "x" the box x predicts a match in the goals.

• If you mark with an "x" the box 2 predicts as the winner the team located in second place.

18.12.3 Collecting Quiniela winnings

You receive the winnings of smaller prizes directly in your player account and you can use them to continue playing, or make a withdrawal of your winnings to your bank account.

Whenever we receive the Lottery Operator Source prize, for the 1st, 2nd and 3rd prize categories, we will deduct 20% of the winnings before payment.

18.12.4 Quiniela winning chances

In Quiniela there are 6 prize tiers, the value of each prize including the jackpot depends on the number of bets winnings in that prize category and the prize fund for that category.

If you make a simple bet, you have to face 3 raised to 14 possible cases, since in each of the fourteen games you have three possible outcomes: 1, X, 2. Therefore, you must divide our bet (1) among all the possibilities (3 14), with which to take the full there is a probability of 1 between almost 5 million, if you played without taking into account that some results are more likely than others, due to the differences between football teams in play.

18.12.5 How Quiniela winnings are valued?

Quiniela tickets prizes are valued and credited to the player's account in euros.

18.12.6 Quiniela Elige 8 Sub-game

This game is an additional game to Quiniela, and consists of choosing 8 matches that you want to bet with the forecasts that you have marked in the 1st column of Quiniela.

This game generates its own winnings fund, which will be distributed every day among the winning bets of 8 hits. If there are no winning bets of 8 hits (maximum categories) it will collect the winning bets of 7 hits and so on.

The rules for this game are as follows:

1. It is necessary to bet on Quiniela de Fútbol in the direct method to participate in Elige8

2. To game you must select 8 matches from ticket Quiniela (excluding Pleno 15) and the bets on those 8 matches are bet in block 1 of Quiniela.

3. The single bet of Elige8 costs € 0.75 (Regular price)/ € 0.70 (Buying 3-9 draws/bets) / € 0.60 (Buying 10+ draws/bets)

4. If you select 8 matches that have a simple forecast, you will be making a simple bet of Elige 8

5. If you select matches that have multiple forecasts (doubles or triples) you will be playing a multiple bet of Elige8. That is, a greater number of bets will be played.

6. Elige8 is not available on Reduced or Conditional tickets.

7. Elige8 generates its own distributable winnings independent of Quiniela

8. 55% of collection made by the operator of the source, is allocated equally among the winners of highest number of forecasts.

9. If there are no winners of 8 forecasts, they get to charge the winners of 7 forecasts and so on. Therefore, this game does not generate jackpots.

18.13 SuperEnalotto

Betting on the Italian lottery is very similar to participating in the SuperEnalotto by ticket. When you bet on the Italian Lottery you are not buying the physical ticket, but you are betting on the result of the draw. The SuperEnalotto game is a very popular Italian lottery, launched in 1997, in which players must choose six numbers between 1 and 90.

The biggest jackpot on the Italian Lottery was € 175 Million in 2010. The main jackpot has no cap, so it can accumulate without limit and grow to reach really impressive sums.

18.13.1 SuperEnalotto draws

The SuperEnalotto draws take place in Roma three times a week. Normally this happens on Tuesdays, Thursdays and Saturday at 20:00 CET, although sometimes draws can be anticipated or postponed in case they overlap with a holiday.

18.13.2 Placing bets on SuperEnalotto

The rules for betting on SuperEnalotto are very easy: in the standard variant of individual betting the player plays with 6 numbers out of 90 (chosen by himself or randomly). After the six numbers are drawn, the lottery draws an additional “Jolly” number from the remaining 84 numbers that have not been chosen.

You can also bet multiple, with the possibility of playing with more numbers than the usual 6, that is, between 8 and 14 numbers.

18.13.3 Collecting SuperEnalotto winnings

You receive the winnings of smaller prizes directly in your player account and you can use them to continue betting, or make a withdrawal of your winnings to your bank account.

18.13.4 SuperEnalotto winning chances

SuperEnalotto is one of the Lotteries that distributes the biggest winnings, there are 6 prize tiers. To win the Jackpot you must match the 6 numbers drawn. There is also a very interesting second prize, which has reached € 500,000, for those players who match 5 numbers and the "happy number (Jolly)". The overall chances of winning any SuperEnalotto prize are 1 in 20.

Matches
Tier	Numbers	Jolly	Winning odds	Percentage of prizes fund
1	6	0	1: 622.614.630	17,40 %
2	5	1	1: 103.769.105	13,00 % (or *390.000 €)
3	5	0	1: 1.250.230	4,20 % (or ** 30.000 €)
4	4	0	1: 11.907	4,20 %
5	3	0	1: 327	12,80 %
6	2	0	1: 22	40 %

* In case there has been no winner in Tier 2 of the official SuperEnaLotto lottery, thenthe calculation it's a fixed winning amount of 390,000.00 EUR, which corresponds to the Winnings Maximum and which will be split among all winners for the respective draw

** In case there has been no winner in Tier 3 of the official SuperEnaLotto lottery, then the calculation it's a fixed winning amount of 30,000.00 EUR, which corresponds to the Winnings Maximum and which will be split among all winners for the respective draw

18.13.5 How SuperEnalotto winnings are valued?

SuperEnalotto betting winnings are valued and credited to the player's account in euros.

18.14 Mega-Sena

Betting on the Brazilian lottery is very similar to participating in the Brazilian Lottery by ticket. When you bet on the Mega-Sena in Lottofy, you are not buying the physical ticket, but you are betting on the result of the draw. The Mega Sena lottery is very popular for its Jackpots, which have a minimum value of R $ 2,000,000

18.14.1 Mega-Sena draws

The draw of Mega-Sena is held on Wednesday and Saturday nights, at 20:00 BR (00:00 CET) in Espaço Lotteries Caixa en São Paulo, Brasil.

18.14.2 Placing bets on Mega-Sena

To play Mega-Sena in Lottofy, you have to pick six numbers that are selected from 1 to 60, If you hit 5 numbers, you can also celebrate as you will take the second prize known as the "Quina". If you hit 4 numbers you will take the third and last prize, the "Quadra". You can also play the randomly generated numbers. To realize the dream of being the next millionaire, you must dial 6 to 15 numbers of the 60 available. You can participate for one or two draws of the week (Wednesday and Saturday).

18.14.3 Collecting Mega-Sena winnings

You receive the winnings of smaller prizes directly in your player account and you can use them to continue betting, or make a withdrawal of your winnings to your bank account.

18.14.4 Mega-Sena winning chances

Mega-Sena is one of the most lottery draw that distributes the biggest winnings around South America. The first prize you can earn in Mega-Sena is to hit the six numbers. You also have another 2 prize categories; Major prizes start at 2.000.000 R$ and grow per draw if there are no jackpot winners. If there is more than one Grand Prize winner, the jackpot is divided equally among the winners. The gross premium corresponds to 43.35% of the collection. Of this percentage:

Matches
Tier	Numbers	Name Prize	Winning odds	Percentage of prizes fund
1	6	Sena	1: 50.063.860,00	Jackpot
2	5	Bark, Peruvian	1: 154.518,00	19,00%
3	4	Quadra	1: 2.332,00	19,00%

18.14.5 How Mega-Sena winnings are valued?

As the winnings Mega-Sena amounts are announced in BRL (R $), the exchange rate as published on www.xe.com on the date of the concerning Draw will be used in order to calculate the winnings in EUR.

18.15 Instant Win Games

In Lottofy you have available Instantgames in which the result is not selected from a Source Lottery operator, but the result is selected through a certified random number generator.

The offer of casino games, slots, bingo, board games and many others, although they may vary at any time, and even format of a game may change.

All the games are available directly from the browser of your computer, tablet or mobile phone without downloading any type of software to your devices.

The result of all transactions you make in games with instant winnings will be available in "My balance" section within your player account.

The prizes or winnings of these games, as well as the bonuses and promotions of these games, are available on the web and we determine them at our sole discretion.

All Winnings with respect to the Instant Win Games will be paid in accordance with the Rules that apply to the corresponding Instant Win Game. The winnings obtained in this type of games have a maximum weekly withdrawal limit of 10,000 euros. The remaining balance will be credited to your player account and will be available for new withdrawals with the previous weekly limit.

19. Maximum Winnings

Once the draw has been held by the Operator of Source Lottery, we calculate the winnings for each Winning bet with respect to said Source Lottery draw. Winnings are calculated in original currency of Source Lottery as follows:

The maximum winnings in each game depend on:

• The amount corresponding to each Category, issued by the Source Lottery.

• The Prize Category within which the successful bet is found;

  • Category 1st

  • Category 2nd

  • Category X, etc

• The Prize Class within which that Prize Category is located;

  • Winning Class Type A (Main Jackpot)

  • Winning Class Type B (Secondary Jackpot)

  • Winning Class Type C (Non-Jackpot)

• The game mode (see section: 17. Games Modes) among the following:

  • Individual bets,

  • Betting fund,

  • Syndicates and

  • Betting groups.

The Prizes Categories are shown in the table below and we explain how these four factors interrelate. Depending on the Source Lottery, these Prize Categories may fall into one of three Prize Classes: Type A Class, Type B Class or Type C Class.

Lottofy Game
Games	Source Lottery / Source Lottery Operator	Type A Winning Class (Main Jackpot) Prize category:	Type B Winning Class (Secondary Jackpot) Prize category:	Type C Winning Class (Non-Jackpot) Prize category:
Euromillions	SELAE/Toto-Lotto Niedersachsen	1st (5+2)	2nd (5+1) - 3rd (5+0)	4th (4+2)-13th (2+0)
Eurojackpot	Toto-Lotto Niedersachsen	1st (5+2)	2nd (5+1) - 3rd (5+0)	4th (4+2)-12th (2+1)
El Gordo de la Primitiva	SELAE	1st (5+C)	2nd (5) - 3rd (4+C)	4th (4) - 9th(R)
La Primitiva	SELAE	Special (6+R)	1st (6) - 2nd (5+CO)	3rd (5) - 6th(R)
Bonoloto	SELAE	1st (6)	2nd (5+CO) - 3rd (5)	4th (4) - 6th(R)
National Lottery THU	SELAE	1st (FP)	2nd (SP)	3rd - 15th(R)
National Lottery SAT	SELAE	1st (FP)	2nd (SP)	3rd - 14th(R)
National Lottery SS	SELAE	1st (FP)	2nd (SP) - 3rd (TP)	4th - 16th(R)
National Lottery SES	SELAE	1st (FP)	2nd (SP) - 3rd (TP)	4th - 15th(R)
National Lottery SEH	SELAE	1st (SE)	2nd (FP) - 4th (TP)	5th - 17th(R)
National Lottery SEV	SELAE	1st (FP)	2nd (SP) - 3rd (TP)	4th - 15th(R)
National Lottery SEF	SELAE	1st (FP)	2nd (SP) - 3rd (TP)	4th - 15th(R)
National Lottery SEW	SELAE	1st (FP)	2nd (SP) - 3rd (TP)	4th - 15th(R)
El Niño	SELAE	1st (FP)	2nd (SP) - 3rd (TP)	4th(E3) - 16th(R)
Christmas Lottery	SELAE	1st (FP)	2nd (SP) - 5th (FIP)	6th(P) - 17th(R)
Lotto 6AUS49	Toto-Lotto Niedersachsen	1st (6+1)	2nd (6) - 3rd (5+1)	4th (5+0)-9th (2+1)
MegaMillions	MUSL	1st (5+1)	2nd (5) - 3rd (4+1)	4th (4+0) - 9th (0+1)
PowerBall	MUSL	1st (5+1)	2nd (5) - 3rd (4+1)	4th (4+0) - 9th (0+1)
Quiniela	SELAE	-	-	1st (15) - 6th (10)
SuperEnalotto	Sisal	1st (6)	2nd (5+JN) - 3rd (5)	4th (4) - 6th (2)
Mega-Sena	Caixa EF.	1st (6)	2nd (5)	3rd (4)
Instant Win Games	As detailed in the rules of each game
FP	First Prize	SAT	Saturday
SP	Second Prize	SS	Special Saturday
TP	Third Prize	SES	Saturday Extra Spring
FOP	Fourth Prizes	SEH	Saturday Extra Holiday
FIP	Fifth Prizes	SEV	Saturday Extra Valentin
P	Spanish Christmas Lottery	SEF	Saturday Extra Father
R	Refund	SEW	Saturday Extra Winter

C: Clave (Key number) / CO: Complementario (complementary number) / JN: Jolly number

19.1 Calculation Winnings Maximum

Lottofy Calculates the winnings for each winning bet in the original currency of Source Lottery. The calculation differs according with type of game, according with winning class and category and finally according with game mode.

The prize category in which a successful bet will be categorized depends on the number and combination winning numbers that player matches in his bet with winning numbers in the Source Lottery. When a category has two numbers in parentheses, it indicates that the first number represents the main numbers and the second number represents the special numbers but where only one number is listed in brackets, no Special Numbers apply.

Depending on which Prize Class to which a prize category belongs, a formula will be applied to calculate the applicable Winnings. The same formula applied to Class Type A and Class Type B, however, the calculation that applies to Class Type C is different.

Both for the Class Type “A” of Prizes Level as Class Type “B and C”, any rollover regulations of official lotteries, concerning the forced jackpot distribution of the accumulated jackpot amount to lower Prize Levels in case there has been no official winner in the jackpot Prize Level, it NOT be apply, and for the calculation of winnings we assuming that the jackpot amount has not been distributed to lower Prize Levels.

For all Prize Levels below Prize Level 1, the following applies:

In case a winning amount of Prize Level Class Type “A” has been distributed to another Prize Level “B” by any official lottery, the theoretical winning amount for the concerning Prize Level Type “A” according to the official rules of distribution will be used for calculating of the Winnings Maximum Type “A” of the concerning draw.

For calculating the Winnings Maximum of Prize Level Type “B or C”, the amount as the theoretical officially published will apply.

Winnings for Prize Groups in Class Type A

Winnings = The Source Lottery Jackpot within the Prize Category 1st /(Number of Source Lottery Prize Tickets within the Prize Category 1st + Number of Lottofy Successful bets within the prize category 1st)

Example A.0.1

• The main prize of the Source Lottery for the Category 1st Prize Group (in Class Type A) is 3,000,000.00 EUR.

• The Source Lottery Operator does not announce any (0) winning ticket for the Category 1st Prize Group.

• In Lottofy there is one (1) successful bet that falls within the Category 1st Prize Group.

• The winnings payable with respect to the successful bet on Lottofy are 3,000,000.00 EUR (being Winnings = 3,000,000 / (0 + 1).

Example A.2.1

• The main prize of the Source Lottery for the Category 1st Prize Group (in Type A Class) is 3,000,000.00 EUR.

• The Source Lottery Operator announces two (2) winning tickets for the Category 1st Prize Group.

• In Lottofy there is one (1) successful bet that falls within the Category 1st Prize Group.

• The winnings payable with respect to the successful bet on Lottofy are 1,000,000.00 EUR (being Winnings = 3,000,000 / (2 + 1).

Winnings for Prize Groups in Class Type B

Winnings = The Source Lottery Secondary Jackpot within the Prize Category 2nd (or 3rd)/(Number of Source Lottery Prize Tickets within the Prize Category 2nd (or 3rd) + Number of Lottofy Successful bets within the prize category 2nd (or 3rd))

Example B.0.1

• The prize of the Source Lottery for the Category 2nd (or 3rd) Category Prize Group (in Type B Class) is EUR 300,000.00.

• The Source Lottery Operator does not announce any (0) winning ticket for the Category 2nd (or 3rd) Prize Group.

• In Lottofy there is one (1) successful bet that falls within the Category 2nd (or 3rd) Prize Group.

• The winnings payable with respect to the successful bet on Lottofy are EUR 300,000.00 (winnings = 300,000 / (0 + 1).

Example B.2.1

• The prize of the Source Lottery for the Category 2nd (or 3rd) Category Prize Group (in Type B Class) is EUR 300,000.00.

• The Source Lottery Operator announces two (2) winning tickets for the Category 2nd (or 3rd) Prize Group.

• There is one (1) successful bet, in Lottofy, that falls within the Category 2nd (or 3rd) Prize Group.

• The winnings payable with respect to the successful bet in Lottofy are EUR 100,000.00 (winnings = 300,000 / (2 + 1).

Winnings for Prize Groups in Class Type C

Winnings = The Source Lottery prize category within where the successful bet fell.

If a Successful Bet for a Prize Category is ranked into Class Type C, the applicable Winnings will correspond with the prize payable by the Source Lottery Operator for the corresponding Source Lottery Prize Ticket, as if the player had bought that winning source lottery ticket.

Example C

• If in the draw for Game X today, the Source Lottery operator has announced that the prize for the 4th category (within the Type C Class) is € 1,250.

• The prize that will get a winning bet on Lottofy for the Same category 4th, it is € 1,250.

If the Source Lottery Operator does not announces victories in corresponding prize category (within the Class Type C), the winnings that will be paid in that category to each winning bet, will be based on total bets announced by the Source Lottery Operator and the distribution of prizes to the winning categories announced by the Source Lottery Operator.

If the Source Lottery Operator has the ability to pay Winnings as a cash prize or as a free game, we can determine, in our sole discretion, whether the Winnings will be a cash prize or a free game.

19.2 Winnings sharing between Game Mode

The procedure to distribute the winnings to each player according to the different games forms is:

1. Once the corresponding draw has been celebrated by the Source Lottery Operator, we make a provisional calculation of winnings that corresponds to each player is made. This calculation is for informational purposes only and is provisional, not final and firm until Lottofy receives all winnings from the Source Lottery Operator or the insurer.
2. Received (from Source Lottery Operator or the insurer) the winnings corresponding to each winning bet, the final calculation of the winnings by type of game and category of prizes according to section “18. Games”.
3. Next, the maximum winnings that correspond to each winning bet are determined according to the section “19.1 Calculation Maximum Winnings” and the Withholdings and deductions are deducted as set forth in section 20. “Winnings Withholding”
4. Once we have determined the Net Prize corresponding to each bet, it is distributed among the players taking into account the Game Mode, see section “17. Game Modes The calculation is performed as follows:

19.2.1 Individual bets

In individual bets the player participates in the game individually, without participating with any other player. The player can participate with one or several single bets, multiple bets in their different modalities. The net winnings obtained by the player will be entered in his virtual balance, once the withholdings and deductions have been made as indicated in sections “18. Games Modes” section, “19.1 Maximum Winnings” and what is indicated in section “20. Winnings Withholding”.

19.2.2 Betting fund

The distribution of prizes in the Betting Fund is carried out as follows: Each player who participates in the fund, gives half of his prize to the prize pool which is in turn distributed in proportion to what each participant has played, including the player himself.

Example distribution of winnings in a Betting Fund:

• The Fund "X" has played a total of 100 bets, obtaining a total net winnings of 1,000 euros, (See distribution of prizes in the provisions “18. Games modes” section “19. Maximum Winnings” and what is indicated in section “20. Winnings Withholding”).

• Player "A" has contributed to the fund with one (1) bet of the 100 bets that the Fund has. Player "A" has a winnings provisional of 10 euros, of which 5 euros (50%) goes to the Betting Fund winnings and other 5 euros (50%) are for him.

• Player "A" has a right to a final winnings of:

  • 5 euros of your winning bet +

  • 10 euros of the participation in the winnings of the Fund (1,000 euros / 100 bets).

  • The total winnings of Player A (5 + 10) = 15 euros.

19.2.3 Syndicates

With Syndicates, each player does not own individual bets, but purchase shares to participate in a draw or corresponding event of a Game. The net winnings after deduction of Withholdings and deductions as indicated in sections “18. Games modes”, section “19.1 Maximum Winnings” and what is indicated in section “20. Winnings Withholding”, are distributed proportionally to number of shares held by each player in relation to the total shares of Syndicate participates in the corresponding draw.

19.2.4 Betting groups

Betting Groups are groups of players to share the plays with which they participate in draw or events. You can form a group with your friends and / or family members, create a public group.

The net winnings after deduction of Withholdings and deductions as indicated in sections “18. Games Modes”, section “19.1 Maximum Winnings” and what is indicated in section “20. Winnings Withholding”, are distributed proportionally to number of shares held by each player in relation to number of total shares with which the Betting Group participates in a draw

20. Winnings Withholding

Withholding for Prizes in Lotería Nacional (Saturday Special draw, Extraordinary Spring Draw, Extraordinary Holidays Draw, Extraordinary Valentine’s Draw, Extraordinary Father’s Day Draw, Extraordinary Winter Draw) and Quiniela.

Provided we receive the prize from the Source Lottery, for all Prize Category we will deduct 20%, (or any other percentage set by the Source Operator), of the Winnings (from 40.000 euros) before pay out. This withholding aims to place the player in a similar economic position they would have they if played the Source Lottery or to account for the amount withheld by the Source Lottery Operator.

Prize payment forms for Prizes Category Type 1 In PowerBall and MegaMillions

Only for Powerball and MegaMillions prizes, there are only one options to payment winnings. These forms are our exclusive choice and it is not the player's decision.

For these games we choose, at our sole choice, to pay the winnings corresponding to the Category Type 1 for only one options: Option 1 Single payment plan. There is no deferred payment option

In this Option 1, Single Payment Option, and in according to the rules at each time of Source Operator (MUSL), the total Winnings that the player receives, (before withholding tax), are reduced by 40% withholding or such percentage as Operator shall announces if it is higher than 40%.

For example, for a prize of $ 60,400,000 (USD) (after the withholdings of the section have been applied: “Withholding of prizes in PowerBall and MegaMillions”) and we chose to pay you through Option 1 (Single Payment Option), you will receive $ 36,240,000 in one lump sum.

In addition, the percentage of withholding tax established by the legislation of the country where the Lottery of the Source (MUSL), or insurance, is based is deduct to the player's winnings (see the following section: "withholding prizes in PowerBall and Megamillions")

Withholding prizes in PowerBall and Megamillions

Provided we receive the prize from the Source Lottery or the insurer, for Prize Categories Type 1, 2 and 3 we will deduct withholding percentage of 39.6% (or the higher percentage established by MUSL) of the Winnings before paying. This withholding aims to place the Player in a similar economic position they would have been had they played the Source Lottery or to account for the amount withheld by the Source Lottery Operator or insurer, when it’s applicable.

This withholding of prizes is prior to choice of payment option seen in the previous section "prize payment options in PowerBall and MegaMillion.

In our example, in Powerball and MegaMillions for a prize Category Type 1 (Jackpot) of $100,000,000, the player could receive a prize of $60,400,000, but this prize would be applied to Single Payment Option 1. In Syngle Payment Option 1 the player would receive $36,240,000 net in one lump sum.

In PowerBall and MegaMillions and for a prize Category Type 2 of $1,000,000 the player could receive a prize of $604,000.

In PowerBall and for prize Category Type 3 of $50,000 the player could receive a prize of $30,200.

In MegaMillions and for prize Category Type 3 of $10,000 the player could receive a prize of 6,040$.

Withholding winnings in other games

Whenever we receive the prize of Source Lottery or of insurer, for the Categories prizes Type 1, 2 and 3, we will deduct from the winnings the percentage of withholding and deductions that is established by legislation of the country where the Lottery Source is based or by the insurer.

For Instant Game Winnings or games or lotteries not based on any Lottery Source, we will deduct from Winnings the withholding percentage established by Maltese legislation applicable.

21. Information about taxes in country of residence.

The jackpots announced in Lottofy are amounts before origin taxes (if applicable). We carry out the withholdings of origin taxes that aim to place the Player in an economic position similar to what they would have had if they had played the Lottery of origin or to account for the amount withheld by the Operator of the Lottery of the Source, or insurer in case of corresponding.

Even so, the prize or the win may be subject to other local / federal / state taxes, depending on your country of residence. These taxes not deducted at source or referred to as "other local taxes" differ depending on the player's country of residence. Local taxes to which players may be subject in their country of residence are the sole responsibility of each player.

Clobet Limited has no responsibility for this type of tax, and it is you who should always consult with a tax professional when you enter a large amount of money or you must consult the tax rules of your country of residence for other taxes that may be Subject your prize or win.

22. Security information

It is advisable to protect your computer

You can take some actions to protect your computer from malicious attacks by hackers who may try to access your computer to access your personal and banking information, or to attack other computers through your computer.

To avoid this, you can install on your computer or keep updated in your case, an antivirus, anti-spyware and even an updated firewall to restrict unauthorized access to your computer.

Be careful when accessing or clicking links included in emails or webpages, which are not trusted, as they could be false or include malicious software. Avoid accessing your Clobet account through a computer located in a public place with free access.

Use a secure password

You can use a password that contains 8 characters or more. It is recommended that the password contain letters, numbers and other characters. Avoid the use of dates, names or data that may be known. Avoid communicating your password to third parties and do not use the same password for other websites.

Protect your personal data, passwords, bank details.

From Clobet we will NEVER ask you to confirm your user account or confirm your password. Lottofy will NEVER send you an e-mail, SMS, or message on your answering machine requesting your username, password, bank details, card details, etc.

In the case that you suspect that the data referring to your Lottofy account may have been obtained by third parties, please contact our Customer Service Department as soon as possible.

Make precautions at log in or log out

At the end of your visit to our web, and whenever you have accessed as a user, we recommend that you close the session. You can locate the icon to close session in your user panel.

Although from Lottofy we make measures to minimize and prevent these risks, this "Log Out" action will prevent an unauthorized third party from accessing your personal data on our website, or even avoid a possible session theft.